Art by Marcos Chin

2016 PLANSPONSOR Health Savings Account Buyer’s Guide

Published in PLANSPONSOR March 2016

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HSA Summary
HSA SummaryWorkplace HSAsTotal HSAs% Workplace
Total HSA accounts1,490,8411,829,85881.5%
Total HSA assets ($MM)$3,511 $4,568 76.7%
Total employer affiliations22,389NANA
Footnote: NA = Not applicable
HSA Accounts by Balance
HSA Accounts by BalanceWorkplace HSAs% Total
Footnote: NA = Not applicable
Account Transaction Summary
Account Transaction SummaryWorkplace HSAs
% HSA accounts receiving any contribution in 201588%
Average employee contribution$1,696
Average employer contribution$754
Footnote: NA = Not applicable


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Health Savings Account Guide

With HSA's increasingly described as a retirement savings vehicle for medical expenses, PLANSPONSOR"S guide provides guidance on HSA providers. This greater valuing of health insurance by employees, coupled with growing health care costs that continue to surpass the rate of inflation, has increased employers’ adoption of health savings accounts (HSAs) alongside consumer-directed high-deductible health care plans (HDHPs).