Data Shows Majority of Investors Staying Calm Amid Volatility
Vanguard found its clients with only a defined contribution (DC) retirement plan relationship exhibited the lowest levels of trading.
Investing
Understanding the Market Cycle Is Important to Retirement Plan Investors
It is inevitable that markets will go up and down; lessons about downturns should always be a part of participant education.
ICI: Mutual Fund Industry Should Fall Under ‘Critical Services’
‘To ensure access to invested monies for shareholders across the country,’ ICI’s president asks the Board of Governors to consider mutual funds and their providers for exemptions to...
Retiring Soon? Stay Put in the Markets.
Hopefully participants closest to retirement are conservatively invested, but either way, the message from retirement plan sponsors should be the same—stay the course with investments.
Getting Portability Right Key to Annuities in DC Plans
Confidence exists that insurers will come up with solutions to address the possibility that plan sponsors may at some point make provider changes.
News Reports Speak of 2008-Style Money Market Fund Guarantee Program
Echoing a move last enacted during the Great Recession, the federal government is reportedly seeking to temporarily guarantee money market funds.
Helping non-TDF DC Plan Investors Diversify
DC plan sponsors have several items in their toolbox to help participants create a diversified portfolio that includes exposure to equities in line with their risk tolerance.
Painful Market Losses Help Paint Annuities in Positive Light
This significant bout of negative market volatility, coming as it does on the heels of the passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act,...
Serving Up Target-Risk Strategies for ‘Forgotten Participants’
The main reason target-risk gave way to target-date is not that target-risk strategies are inherently inferior; instead, target-date funds have benefited from the added perceived simplicity.
Fees Significantly Vary Performance for Public DB Private Equity Investors
A report from Stanford University and Harvard Business School researchers provides food for thought about fee negotiations with private equity investment providers.
Don’t Let Participant Retirement Accounts Suffer From the Coronavirus
Though large, the market volatility caused by the coronavirus is no different than those from other events, and some analysts say the market was headed for a correction...
DB Plan Sponsors Turn to Private Markets for Return
It is critical to choose the right investments and managers.
Record Balances Raise the Stakes for DC Plan Investors
Both market gains and improved savings behaviors have pushed defined contribution (DC) plan balances to record levels.
Don’t Put Your Head in the Sand Because of Cash Balance Liability Complexity
Cash balance plans may have the most complex liabilities to manage, but creating a clear strategy to manage risks will keep it from getting more complicated.
Steps for Creating an Effective IPS
While not required, a road map for investment selection and monitoring is a best practice, and sources now say the more detailed, the better.
Research Shows Positive Effects of TDFs
Various beneficial changes to retirement savings portfolios made by investing in TDFs could enhance retirement wealth by as much as 50%, research suggests.
Don’t Leave Retiring Plan Participants Hanging
Many people are confused about how to invest in retirement, so they will need help before and after they do so.
The Case for TDFs That Mix Active and Passive Management
PIMCO says a mix of the two makes sense, especially assigning the fixed income portion of the portfolio to active management due to outperformance.
Pressure Is Building to Consider Climate Change When Investing
Retirement plan fiduciaries, for now, should at least consider the role climate change will have on plan investments and vice versa.
Consider the More Conservative Investments Pre-Retirees Should Hold
With potentially lower future returns and low interest rates, plan sponsors should reexamine plan investments to help participants with retirement income.