Investors continue to favor fixed income, the Alight Solutions 401(k) Index finds.
Participants were “less reactionary” in their trading activity and, though they moved to fixed income for most of the year, contributions and returns increased equity holdings.
There are common and advanced approaches retirement plan participants can take to derail data breaches and retirement account fraud.
With competing financial priorities, Generation X can benefit from automated savings, savings education and access to a financial adviser.
October saw gains broadly for capital market indices, but for 401(k) plan participant transfers, 21 out of 23 days saw net trading move from equity to fixed income.
Additional benefits and loan policy changes can keep participants from taking loans while other strategies can prevent loan default.
Surprising actions from retirement plan TDF investors offer lessons for plan sponsors and indicate a need for more innovation in TDF design.
When equity markets become volatile, retirement plan trading activity spikes towards fixed-income.
Data about retirement plan participant loans and hardship withdrawals supports the need for better financial wellness programs, especially for Millennials and Gen Xers.
Reports of overall retirement plan participation can misrepresent the retirement preparedness of American workers, according to ICI, because data shows more employees participate as they earn more and...
Forty-two percent of those between the ages of 35 and 65 who left a job where they had money in a 401(k) plan were unaware that they could...
Following rule changes plan sponsors still have discretion over limiting the amount of hardship withdrawals and participants can continue to save, and Fidelity recommends helping participants establish emergency...
Defined contribution plan participants are unlikely to feel confidence about retiring when they receive no retirement income projections and no help defining discretionary versus required expenses.
Despite market volatility, few participants in defined contribution (DC) plans served by Vanguard made one or more portfolio trades during the year, and 96% of all assets available...