Data and Research

About half of mass-affluent respondents reported relying solely on Social Security for support in retirement, leaving savings untouched.

Borrowers in their 40s had a median 401(k) balance about 45% lower than peers without student debt, according to a new report.

The index recorded the lowest monthly activity in the last 30 years, as trading reflected ongoing uncertainty related to interest rates and inflation.

JD Power found retirement plan mobile apps ‘significantly outperform’ websites.

Growing complexity of plan design and investment options is prompting plans to outsource more functions, Fidelity’s annual survey finds.

Nearly 60% of surveyed employers told Marsh they planned to make benefits changes next year to help control costs. 

Public sector workers who reduce their hours likely do not know the consequences, a Pew study finds.

Fidelity found 401(k), 403(b) balances grew by 10.5% last quarter, the strongest quarterly growth since Q4 2020.

The recordkeeper found target-date funds and automatic enrollment are key factors in simplifying investment options.

In the backdrop, inflation is expected to cool next year while healthcare costs rise.

A MissionSquare study found public sector employees are less likely to work with financial professionals and more likely to rely on friends and family for guidance.

Research found managed-account users contribute 1.2 to 2.3 percentage points more than non-users across age groups.

Recent projections for 2027 increases range from 9.2% to 11% without plan-design changes.

Employers should design their benefits to meet employees’ pressing needs, according to a new report.

The report presented economic scenarios that could strain Social Security and raise borrowing costs with current national debt conditions.

A Gusto report finds retirement benefits are becoming more common, particularly in states with automatic IRA programs.

Only 18% of participants with health savings accounts invested in assets other than cash in 2024, according to EBRI.

Of surveyed parents saving for retirement, 72% were confident in reaching their retirement savings goals, compared with 54% of adults without kids.

A new white paper suggests plan sponsors can help participants break down barriers between saving and spending.

On the 20th anniversary of the Pension Protection Act, a Sway Research report finds target-date funds have entered a new era.