Data and Research

Americans scored low on the care, home and health measures of the Longevity Preparedness Index by John Hancock and MIT AgeLab.

Fifteen percent of insurers identified rising in-plan annuity adoption as a major future trend, up from 5% who saw it as a key trend over the next year.

Research on lost savings supports the need for regulatory action.

A State Street study suggests employers can offer practical support in helping employees navigate their transition into retirement.

A Monte Carlo analysis found fixed and variable withdrawal approaches may help retirees generate income for decades.

Fiduciaries need to focus on system design, governance and investment oversight to ensure good outcomes for savers and retirees, according to a pension index study.

Transamerica survey respondents said healthcare and living expenses are their employees’ most pressing financial wellness needs.

Recent studies suggest employers can leverage guaranteed income in retirement and higher pay to satisfy employees’ financial needs.

Flexibility and guaranteed income are two main factors for survey respondents, but not the full story.

Only 22% of workplace retirement plans offer access to guaranteed lifetime income, according to DCIIA.

Plan participants mostly lack the readiness to meet potential long-term care needs, according to a recent survey.

Plan costs declined by 23 basis points over the same period.

Only 14% of survey respondents said they were comfortable with using retirement savings each month on things they enjoyed.

Four years after most survey respondents to an NCPERS survey said recruiting was problematic, most now take a different view.

Participants increasingly worry whether traditional retirement planning strategies can support longer retirements.

However, workforce participation and automatic enrollment are much lower among smaller businesses, according to the report.

The proportion of workers who increased their retirement savings has fallen over the past year, while the share who reduced their savings grew.

Nearly one-fifth of this group is self-employed.

An Invesco survey found defined contribution plan participants struggled to identify assets that counted as private markets.

What was once seen as a ‘three-pillar’ retirement system is increasingly viewed as the participant’s burden, according to a recent study.