Data and Research

Barriers to adoption reflect ‘misperceptions and information gaps,’ rather than ‘insurmountable economic realities,’ per a Boston College Center for Retirement Research study.

Most pre-retirees think about how they can generate income in retirement, but many do not act upon their intentions.

The market grew on both asset and account levels last quarter.

In a recent survey, half of plan sponsors said they seek ‘minor’ or ‘moderate’ plan design updates to improve their plan’s impact upon participants.

LIMRA survey shows individual sales make up the vast bulk of the market.

An NCPERS survey suggests lower-stakes experimentation with artificial intelligence is happening more quickly than strategic integration.

A joint McKinsey and Kellogg Foundation study found US adults cited affordability as an overarching barrier to financial progress.

A study by EBRI and Morgan Health found employers are interested in adopting individual coverage health reimbursement accounts, but knowledge gaps and hesitation to implement remain.

Offering a diverse array of financial wellness solutions can help reach a ‘distributed workforce,’ a recent Commonwealth report suggests.

Plan sponsors can maximize the retirement outcomes of a broader employee base by offering a lower match rate, paired with a higher match cap.

New data show the risks contributing to reluctancy to spend include outliving savings, incurring high medical expenses and experiencing unforeseen costs.

Current retirees’ greatest regrets could help younger generations plan for a better retirement.

Increasing healthcare prices and costs tied to chronic conditions contributed to this year’s change, according to a new report.

Schroders found that most believed $1.2 million is the right amount of savings to allow for comfortable retirement.

The longer Congress waits, the more likely it is that fiscal and debt crises will unfold, according to a paper from George Mason University’s Mercatus Center.

Many plan participants expect retirement advice, coaching and even plan investment decisions from employers, according to J.P. Morgan Asset Management.

Physician and outpatient services and prescription coverage pose a significant threat to US fiscal resources, according to Boston College’s Center for Retirement Research.

However, declining asset returns and interest rates could affect defined benefit plans over a longer time horizon, Milliman warned.

Many investors pay down the ‘wrong’ debt first, according to a recent study.

A Cerulli report found that 71% of recordkeepers call the pooled employer plans a major or moderate business priority.