Data and Research

Workers nearing retirement and those already retired cited inflation as a primary reason why they are either delaying retirement or returning to the workforce. 

Equable projected that state and local public pension plans will have an average funded status of 80.6% in 2024. 

Defined benefit pensions help with the three Rs of workforce management: recruitment, retention and retirement, per the National Institute on Retirement Security.  

For the third consecutive year, BlackRock’s survey finds at least 60% of respondents from all generations say they are worried about outliving their savings in retirement.

For plan sponsors, retaining older workers will require greater attention to plan designs that support workers at older ages.

Recorded sessions provide valuable insights and education on plan administration and compliance, equipping plan sponsors with the knowledge needed to help employees achieve positive financial outcomes.

The TIAA Institute found that 86% of health care employees carry some form of debt, including about 24% with outstanding student loans. 

In a Fidelity survey, plan sponsors put increasing the catch-up contribution limit for participants aged 60 through 63 in the top 5 of provisions they may add.

The iOme Challenge, sponsored by the TIAA Institute and the Women’s Institute for a Secure Retirement, encourages college students to have a voice in shaping retirement policy.  

Many Americans are positive about retiring, even though confidence has not fully recovered since 2023.

Anxiety could keep investors from participating in equity market gains and growth, Schroders data shows.

Because of the power of automatic enrollment, 401(k) plans with less than 90% participation rates are ‘now in the minority.’ 

Vanguard research suggests that hybrid annuity target-date funds can potentially benefit for less engaged participants, but effectively implementing the solution will likely pose challenges.  

The contracts, totaling $14.6 billion in premiums, represent a 26% increase from Q1 2023 and an all-time record, LIMRA reports.

The majority of savers don’t know about Social Security’s solvency issues; though once aware, the vast majority want the government to act, according to a new Peterson Foundation...

The investment reviews will happen as plan sponsors are even less confident than are participants about employees’ ability to retire when they want to, MFS’ DC Plan Sponsor...

As 529 Savings Plans have become increasingly more flexible there has been growth in assets and account balances, but uptake may be hindered by a lack of understanding...

Implementing dollar caps alongside other plan automation features may help foster more equity in plan design, new Vanguard research shows.

Millions of people aged 55 and above have outstanding student loans, significantly impacting how much they are able to save for retirement, analysis from the New School finds.

New J.P. Morgan research finds that participants experience spending surges and volatility at different points of retirement.