Data and Research

The company recommends annuitizing one-third of total savings and applying the standard, systematic 4% withdrawal on the rest.

Confidence about employees’ abilities to retire on time nearly doubled, but economic conditions remain challenging, according to MFS.

A new NCPERS study found plan sponsors maintained stable funding levels in early 2025 despite the many variables.

Research from EBRI highlighted the need for clearer communication and simpler administration.

Smaller plans still tend to pay higher percentages in total costs, investment costs and adviser compensation, according to the latest ‘401(k) Averages Book.’

According to Georgetown’s Center for Retirement Initiatives, key factors heightened the financial vulnerability of retirement savers from 2021 to 2024.

Employer-sponsored defined contribution plans hold nearly 30% of total retirement assets.

Respondents to 2 surveys reported concerns about lagging security measures and excessive access offered to artificial intelligence.

A new Allianz study found that Gen X is most worried—and has the least optimistic view about ongoing market volatility.

Capital Group’s Colyar Pridgen says litigation concerns are not the only reasons the pension risk transfer market could see slower growth going forward.

Older workers are delaying retirement and playing it safe amid fears about inflation, Social Security and government policies, according to Boston College research.

According to Morningstar, collective investment trusts grew 20% from 2024 to 2025, while remaining concentrated among a few major providers.

State Street and McKinsey research highlighted how an aging population will reshape retirement finances in the coming years.

New research from the Investment Company Institute found the use of automatic enrollment spreading, employer contributions nearly universal and plan costs continuing a long decline.

8 in 10 Gen Z Northwestern Mutual survey respondents said they are considering high-risk assets because they feel financially behind on their long-term financial goals.

Eligible workers are not making retirement plan contributions due to lack of understanding and awareness, according to Ascensus and PLANSPONSOR.

Morningstar interpreted its data as showing they are not doing it for fear of running out of money.

New data show participants turning to defined contribution plans when in need of money for unexpected expenses.

Holistic weight management programs and direct-to-employer pricing models can mitigate plan sponsors’ spending on weight management medication.

A preview of the company’s 2026 ‘How America Saves’ report revealed the average participant account balance increased by 13% from the end of 2024.