Data and Research

Respondents reported concerns about potential cuts to government programs, steep debt, high health care costs and elevated housing prices.

According to Financial Finesse, two age groups’ diverging wellness scores indicated the importance of personalized communication and AI-enabled coaching.

Regulatory guidance alone is not enough for plan sponsors to succeed, according to Morningstar.

The industry group warned that modernization is urgent, as demand from retirement plans accelerates.

Both availability and usage shifted toward passive strategies over the past decade, according to a recent DCIIA report.

A Franklin Templeton survey found strong alignment between employees and employers on benefit priorities, but employees struggle to navigate retirement options.

Some investors shifted out of equities and into more conservative options in March, but most stayed the course, according to Alight’s 401(k) trading index.

The company recommends annuitizing one-third of total savings and applying the standard, systematic 4% withdrawal on the rest.

Confidence about employees’ abilities to retire on time nearly doubled, but economic conditions remain challenging, according to MFS.

A new NCPERS study found plan sponsors maintained stable funding levels in early 2025 despite the many variables.

Research from EBRI highlighted the need for clearer communication and simpler administration.

Smaller plans still tend to pay higher percentages in total costs, investment costs and adviser compensation, according to the latest ‘401(k) Averages Book.’

According to Georgetown’s Center for Retirement Initiatives, key factors heightened the financial vulnerability of retirement savers from 2021 to 2024.

Employer-sponsored defined contribution plans hold nearly 30% of total retirement assets.

Respondents to 2 surveys reported concerns about lagging security measures and excessive access offered to artificial intelligence.

A new Allianz study found that Gen X is most worried—and has the least optimistic view about ongoing market volatility.

Capital Group’s Colyar Pridgen says litigation concerns are not the only reasons the pension risk transfer market could see slower growth going forward.

Older workers are delaying retirement and playing it safe amid fears about inflation, Social Security and government policies, according to Boston College research.

According to Morningstar, collective investment trusts grew 20% from 2024 to 2025, while remaining concentrated among a few major providers.

State Street and McKinsey research highlighted how an aging population will reshape retirement finances in the coming years.