Data and Research

An NCPERS survey suggests lower-stakes experimentation with artificial intelligence is happening more quickly than strategic integration.

A joint McKinsey and Kellogg Foundation study found US adults cited affordability as an overarching barrier to financial progress.

A study by EBRI and Morgan Health found employers are interested in adopting individual coverage health reimbursement accounts, but knowledge gaps and hesitation to implement remain.

Offering a diverse array of financial wellness solutions can help reach a ‘distributed workforce,’ a recent Commonwealth report suggests.

Plan sponsors can maximize the retirement outcomes of a broader employee base by offering a lower match rate, paired with a higher match cap.

New data show the risks contributing to reluctancy to spend include outliving savings, incurring high medical expenses and experiencing unforeseen costs.

Current retirees’ greatest regrets could help younger generations plan for a better retirement.

Increasing healthcare prices and costs tied to chronic conditions contributed to this year’s change, according to a new report.

Schroders found that most believed $1.2 million is the right amount of savings to allow for comfortable retirement.

The longer Congress waits, the more likely it is that fiscal and debt crises will unfold, according to a paper from George Mason University’s Mercatus Center.

Many plan participants expect retirement advice, coaching and even plan investment decisions from employers, according to J.P. Morgan Asset Management.

Physician and outpatient services and prescription coverage pose a significant threat to US fiscal resources, according to Boston College’s Center for Retirement Research.

However, declining asset returns and interest rates could affect defined benefit plans over a longer time horizon, Milliman warned.

Many investors pay down the ‘wrong’ debt first, according to a recent study.

A Cerulli report found that 71% of recordkeepers call the pooled employer plans a major or moderate business priority.

A joint EBRI / FINRA Investor Education Foundation study revealed that, even when controlling for demographic variables, positive relationships persist.

Gen Z’s embrace of Roth IRAs has been clear, but new data suggest the workplace retirement plan could be the next frontier—if employers can overcome decades of inertia.

Voya research finds 89% of surveyed government workers feel ready to retire, but 80% seek investment help.

Employers can provide 401(k) participants with high-quality tools to drive a smoother conversion of savings into resources, according to research from the TIAA Institute and Nuveen.

Higher Medigap and Medicare Part B fees are behind significant costs, according to the Milliman Retiree Health Cost Index.