Benefits

Experts stress the importance of setting financial controls with providers during the request-for-proposal process, especially regarding pharmacy benefits. 

Companies can utilize the accounts to help their workers overcome hesitations to invest, speakers said.

Leveraging pharmacies for medical care and incentivizing employees to seek preventive care are among the ways plan sponsors are trying to keep cost hikes in check.

The agency raised rates that pension plans and multiemployer plans use for valuation and funding purposes.

Washington’s state-facilitated retirement savings program is scheduled to open in July 2027.

Cash balance plans grew by 1,025% over two decades, according to an Ascensus report.

Liabilities dropped, buoying muted equity returns—a new story for 2026.

A new PensionBee white paper claims some IRA providers make money in ‘hidden ways.’

Global retirement experts suggest investment options, advice and artificial intelligence can all help with drawing down defined contribution savings.

The move saved participants a collective $450,000 in investment expenses.

As ‘Peak 65’ continues and a record number of Americans enter retirement, plan sponsors are discovering that keeping retirees’ money in-plan is easier said than done.

Questions of portability and flexibility for both plan sponsors and participants can impede adding guaranteed retirement income offerings.

Experts says plan sponsors should be transparent and should address healthcare costs head-on.

Transamerica and Advo(k)ate Advisors team up to offer a new pooled employer plan.

Studies find short-term savings can be a gateway—not an impediment—to long-term savings.

The number of borrowers in default grew by about 4.2 million following the end of a COVID-19-era payment moratorium.

The longer Congress waits, the more likely it is that fiscal and debt crises will unfold, according to a paper from George Mason University’s Mercatus Center.

However, declining asset returns and interest rates could affect defined benefit plans over a longer time horizon, Milliman warned.

A Cerulli report found that 71% of recordkeepers call the pooled employer plans a major or moderate business priority.

As hardships arise, employers rethink whether retirement plans should focus solely on preserving nest eggs—or also help workers weather today’s storm.