On Their Own Terms
Plan design can be rejiggered to better engage Millennials.
Ideally, saving for retirement is a holistic—and reasoned—process.
SECURE Act Passes
The new legislation updates and expands on institutional retirement planning law.
... and in effect, requiring plan sponsors’ compliance.
... re actual vs. constructive knowledge, required amendments, contribution limits, electronic plan disclosures, etc.
Plan Analysis |
Some employers now offer student loan repayment programs as part of their strategy to help workers escape debt.
Workers need to know they’ve a part to play in defending their account against hackers.
"Equity Compensation Plans Help Fund Retirement," "What Could Happen With Wider Use of State-Run IRAs," "Most Public-Sector Plans Don’t Auto-Enroll," and "‘Over-Stated Retirement Crisis’."
It may be time to confirm your plan is actually getting the services it needs.
The new law advances the potential for fixed annuity adoption—including by small plans.
Plan Analysis |
From an administrative prospective, a non-Employee Retirement Income Security Act (ERISA) 403(b) plan does not have to provide ERISA-mandated notices. It is also exempt from the filing and...
Sponsors of nongovernmental 403(b) plans must now amend their plan within the year they make any discretionary changes.
From PLANSPONSOR’s annual Defined Contribution Survey, DC plan providers are evaluated and rated according to feedback from their own clients.
Investment Focus |
A valuable way to grow savings for health care expenses.
DB Focus |
Cash balance plans have benefits but require monitoring and foresight.
Wellness Strategies |
Sponsors have various options for contributing to employee wellness.
ERISA Examination |
Delegators must periodically review the actions delegates take.
Inside Angle |
DOL proposes new electronic disclosure rules.
Executive Summary |
How the current environment could hurt participants.
Plan Profile |
A sponsor lets workers turn their PTO into loan payments