MAGAZINE ARCHIVE
PLANSPONSOR August 2017
Insights
Taking Responsibility
A few weeks ago, while looking for news about retirement plans, I happened upon a CNN Money article titled, “4 Money Problems That Didn’t Exist 50 Years Ago (and...
Never A Dull Moment
Many employers have come to realize that they may not have the requisite expertise to be a plan’s sole fiduciary.
Survey Says
Fears About Taking Vacation
The answer selected by the largest number of readers—38.3%—was “I will return to an insurmountable amount of work."
Next Generation
In the absence of a participant’s direction, plan sponsors that use automatic enrollment will invest that individual’s assets in a qualified default investment alternative (QDIA). Doing so shields the...
Compliance Update
Compliance Update
Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know.
UpFront
Why Small Companies Are Not Offering Plans
Articles that appeared in the Upfront section of the magazine.
Traditional-to-Roth Conversions
A relatively unknown investment strategy may help participants respond to changes in the tax treatment of their savings: making proactive traditional-to-Roth conversions during their lower-income retirement years. This year’s...
Feature
2017 PLANSPONSOR National Conference
From the latest trends in defined contribution (DC) plans, to repairing common plan errors using advanced programs, take a look at what experts were saying at the PLANSPONSOR National Conference this year.
Tracking Risk in a TDF Glide Path
Pulling assets out of a defined contribution (DC) plan during a severe market downturn is one of the worst actions a participant can take, says Jake Gilliam, a senior...
Skepticism About Performance Data
Forty-one percent of 401(k) investors say they are not offered, or do not know if they are offered, investment performance information by their adviser or their 401(k) provider, Phoenix...
Participant Account Balances
Correcting Gender-Based Income Gaps
New research from Prudential lays out the challenges that women in the U.S. face when planning for retirement: a longer life expectancy; the likelihood of being single at some...
Employers Must Assess HSA Fiduciary Exposure
While health savings accounts (HSAs) are not traditionally considered a retirement vehicle, the Department of Labor (DOL) has broadened the scope of conflict of interest rules to include these...
Written Financial Plan Unlocks Positive Behaviors
Written Financial Plan Unlocks Positive Behavior With written plan Without written plan 54% 33% 50% 24% 40% 19% 5% 26% 53% 67% Increased 401(k) contribution in the past year...
Plan Profile
Rethinking Loan Repayments
A plan sponsor lets participants pay back loans after leaving their job