PLANSPONSOR December 2018 – January 2019
Issue Intro
Translating Savings
How can employers help their employees think through questions about retirement savings and life expectancy?
Survey Says
40th Anniversary Of the 401(k)
Do you think 401(k) plans are sufficient for employees to obtain retirement security?
A Critical Mass
Highlights of BrightScope’s proprietary research.
Rules/Regs
Amendments Proposed for Hardship Withdrawal Regulations
Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know.
Annuities Favored by The Young
Forty-two percent of consumers in a LIMRA SRI study said they were open to the idea of annuities, and 61% say having enough money to last through retirement years is their single most important objective for their assets in retirement.
UpFront
Small Plans Can See Big Results
Sponsors of small DC plans are adopting creative strategies similar to larger plans.
The 401(k) Turns the Big 40
Over the last four decades, this retirement plan has evolved in many ways.
Save While Paying Off Debt
Workers facing debt payments must also prioritize long-term savings, as difficult as this may seem.
UpFront
When a Part-Timer Is Hired Full Time
When a part-time or seasonal employee is hired full-time, past service, plan document provisions and the law are critical to determining retirement plan eligibility and vesting.
Priorities for TDF Selection
How plan sponsors select TDFs, and how they differ from an adviser's considerations.
Talking Points
Recent news, findings and statistics affecting the retirement industry.
Cover
Confronting Income Challenges
Participants have multiple ways to translate amassed savings into income.
2018 DC Survey: Recordkeepers
Perspective Matters: All recordkeepers can deliver exceptional service—but not all of their sponsor clients experience it.
Feature
Is Your QDIA Still a Good Fit?
What to weigh when you measure the appropriateness of your choice.
Investment Focus
Making It Last
Employees need to consider questions about saving and life expectancy.
Participant Analysis
Fragmented Savings
Many near-retirees have retirement savings spread across accounts.
