Insights
Milestone Reflections
Birthdays are always a time for reflection, especially when it comes to the 401(k).
PLANSPONSOR OCTOBER/NOVEMBER 2019
Issue Intro
Fruitful Exchanges
Readers tell us the PLANSPONSOR DC Benchmarking Survey is one of their definitive sources for gauging what their peers are doing with their plans.
Compliance Update
Compliance Update
Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know.
The Complete Picture
Spotlighting industry data from PLANSPONSOR’s proprietary research.
Survey Says
Paying Down Debt Or Saving for Retirement?
Should people focus on paying down debt before focusing on saving for retirement?”
UpFront
Why Should Participants Save 15%?
Most retirement experts currently recommend saving 15% of annual income. “There is mathematical backing to what we suggest,” says Roger Young, senior financial planner at T. Rowe Price.
Demand Grows for OCIO Services
Greg Calnon, with Goldman Sachs Asset Management, discusses how outsourced chief investment officer solutions are moving into the DC plan space and how OCIOs can help with pension risk transfer decisions.
Selecting an HSA Investment Lineup
Most HSAs do not even have an investment component, but this will change, as health care brokers have been driving plan sponsor adoption of HSAs, but in the future advisers will, Jamie Greenleaf, with Cafaro Greenleaf, told attendees of PLANSPONSOR’s 2018 HSA Conference.
UpFront
Act Wisely During Various Market Cycles
The record bull market may cause retirement plan participants to be overly confident, but they need to understand market cycles and volatility so they can resist making the wrong investment and retirement savings decisions.
Talking Points
All the recent news, findings and statistics affecting the retirement industry.
A Middle-Class Nightmare
The median retirement account balance among all U.S. workers is "zilch."
UpFront
Missing Participants Fare Better Than Those Cashing Out
Over the next 30 years, total cash-outs could reach $282 billion, and rollovers to other qualified plans would be only $14.7 billion among 8.4 million participants.
Staying Ahead of Inflation
When current assumptions may not be enough.
