Data and Research

Recent projections for 2027 increases range from 9.2% to 11% without plan-design changes.

Employers should design their benefits to meet employees’ pressing needs, according to a new report.

The report presented economic scenarios that could strain Social Security and raise borrowing costs with current national debt conditions.

A Gusto report finds retirement benefits are becoming more common, particularly in states with automatic IRA programs.

Only 18% of participants with health savings accounts invested in assets other than cash in 2024, according to EBRI.

Of surveyed parents saving for retirement, 72% were confident in reaching their retirement savings goals, compared with 54% of adults without kids.

A new white paper suggests plan sponsors can help participants break down barriers between saving and spending.

On the 20th anniversary of the Pension Protection Act, a Sway Research report finds target-date funds have entered a new era.

Barriers to adoption reflect ‘misperceptions and information gaps,’ rather than ‘insurmountable economic realities,’ per a Boston College Center for Retirement Research study.

Most pre-retirees think about how they can generate income in retirement, but many do not act upon their intentions.

The market grew on both asset and account levels last quarter.

In a recent survey, half of plan sponsors said they seek ‘minor’ or ‘moderate’ plan design updates to improve their plan’s impact upon participants.

LIMRA survey shows individual sales make up the vast bulk of the market.

An NCPERS survey suggests lower-stakes experimentation with artificial intelligence is happening more quickly than strategic integration.

A joint McKinsey and Kellogg Foundation study found US adults cited affordability as an overarching barrier to financial progress.

A study by EBRI and Morgan Health found employers are interested in adopting individual coverage health reimbursement accounts, but knowledge gaps and hesitation to implement remain.

Offering a diverse array of financial wellness solutions can help reach a ‘distributed workforce,’ a recent Commonwealth report suggests.

Plan sponsors can maximize the retirement outcomes of a broader employee base by offering a lower match rate, paired with a higher match cap.

New data show the risks contributing to reluctancy to spend include outliving savings, incurring high medical expenses and experiencing unforeseen costs.

Current retirees’ greatest regrets could help younger generations plan for a better retirement.