Magazine Articles

ESOPs for Retirement and Succession

ESOPs can help employees amass greater retirement benefits, as well as help business owners keep control in planning for the succession of their business.

What Makes a Super Saver?

Starting early is a key component of Super Savers’ investment strategies. The age respondents began investing in financial markets: Investments take priority over housing and day-to-day cost for Super...

Open MEPs Could Change the Market

Over time, with passage of open MEP legislation, sponsors will see a change in service delivery, advisers will have to consider different distribution paths, and providers will experience both innovation and disintermediation.
Alison Cooke Mintzer (photo by Chris Ramirez)

Peer Review

The retirement plan industry—especially those who work in the support services (think recordkeepers, investment managers, advisers)—is a relatively small group of people, when considering the whole of the financial...

HSAs for Retirement Saving

Forty-seven percent of plan sponsors that responded to the 2018 PLANSPONSOR Defined Contribution (DC) Survey offer their employees access to a health savings account (HSA). With the triple-tax savings...

Monitoring the 3(38) Investment Manager

Plan sponsors must take as much time as necessary to understand what it means to hire a 3(38) discretionary investment manager; setting clear goals and expectations is critical.

Shorter Tenure Calls for Progressive Design

A worker’s tenure plays into his eligibility to join and his level of engagement with retirement plans, and for this reason, shorter average employee tenure is a plan sponsor issue.

Advice/Savings Correlation

The retirement plan industry offers various ways to help plan participants develop good investing behaviors. The most basic way to give these employees guidance is through automatic plan design...

Talking Points

Living Up To Expectations African-Americans and Chinese-Americans were the most likely of six ethnic groups surveyed to plan to retire at earlier ages. Further, 74% of African-Americans and 68%...


As one of the judges reviewing the hundreds of nominations and entries for our Plan Sponsor of the Year Awards, I have the pleasure to read and consider each...

Pros and Cons of ETFs in DC Plans

Despite their advantages, the purpose of defined contribution plans and ability of recordkeeping systems to handle exchange-traded funds' unique traits keep them from being widely adopted by plan sponsors.

Tussey v. ABB Draws to a Close

The parties in the long-running case of Tussey v. ABB reached a $55 million settlement—the final result of more than a decade of litigation, court ordered nonmonetary remedies and...

Education For Plan Committee Members

Does your firm formally educate its plan committee? How often is education supplied, and does this education include fiduciary training?

DC Plans Are Slow to Adopt Hybrid QDIAs

Just as defined contribution (DC) plan sponsors were once concerned about automatically enrolling employees in the plan when they didn’t actively select it, they have hesitations about using qualified default investment alternatives (QDIAs) that automatically place participants in a managed account.