A Review of QDIA Regulations
Introduced as part of the Pension Protection Act of 2006, plan sponsors must follow certain rules to get the fiduciary protection that comes from offering qualified default investment...
Investing
Real Estate Investments Can Make a Difference in Retirement Savings Accumulation
J.P. Morgan Asset Management says participants with a 10% exposure to real estate can expect a 10% greater ending balance at retirement.
Understanding TDF Glide Paths
Glide paths aren’t just a change in equity and fixed income allocations, there are changes to investment types, too.
Creating an Effective LDI Strategy for 2021
Defined benefit plan sponsors need to look at different tools for making their liability-driven investing strategies more efficient, and they should re-evaluate their glide path triggers.
Active vs. Passive Investing: Understanding the Difference
Knowing how each type of investing works, as well as their advantages and disadvantages, can help retirement plan sponsors construct appropriate investment menus.
Employers Can Expect ESG Guidance From New Administration
Clarification on the final rule is expected at some point in the first half of 2021, experts say.
Deciding Whether an Annuity Is Right for Your Plan Participants
Plan sponsors should look at participant needs to determine whether annuities would be a fit for their plan and, if so, which types of annuities meet those needs.
Rethinking the 60/40 Portfolio
Defined benefit and defined contribution plan sponsors need to adjust the composition of the traditional 60/40 portfolio to meet plan and participant goals, experts say.
Biden Administration Expected to Weigh In on ESG Investments
President-elect Joe Biden’s proposals on climate change and sustainability, indicate it is likely that the new administration will issue guidance on ESG investing in the next four years.
Is Bitcoin Right for Your Pension Plan?
Interest in Bitcoin is growing, and firms are working to make it more accessible, as studies show small allocations into the cryptocurrency can yield favorable results.
What Plan Sponsors Should Consider When Selecting Actively Managed Funds
Performance history is not the best way to choose the right actively managed funds, and fees should be scrutinized.
Guaranteed Income, Private Equity Coming Soon to a TDF Near You
Legislation, regulations and market volatility will serve as catalysts for inclusion of income products and private equity in target-date funds, asset managers suggest.
More of the Same Expected for Rates, Inflation in 2021
Interest rates were already stuck at stubbornly low levels even before the outbreak of the coronavirus pandemic, and the federal government has since signaled a commitment to accommodative...
DB Plan Sponsors Looking to New Vehicles for LDI Strategies
Diversification is a focus for fixed income investments, and experts shared thoughts about strategies during a roundtable event.
Is There a Place for ETFs in Retirement Plans?
Exchange-traded funds offer benefits for both DB and DC plan investors, and, with advanced technology in recordkeeping systems, sources foresee a growing use of ETFs in DC plans.
Several Forces Will Drive Portfolio Positions for Institutional Investors
The pandemic, monetary policy and politics converge to drive changes to equity and fixed income allocations.
Reasons to Offer a Mix of Passive and Active Investments in DC Plans
Investment experts say it provides diversification and the potential for better outcomes, and it can provide fiduciary protection for plan sponsors.
How Human Capital Should Dictate Asset Allocation
One's age should determine proper asset allocation, as well as retirement savings rates, speakers at DCIIA's Academic Forum said.
Measuring the Financial Impact of ESG Factors on Investments
Measuring the materiality of each factor and considering the changes that have occurred in 2020 are important, according to speakers at DCIIA's Academic Forum.
Retirement Plan Investors May Be Looking for Investment Standouts
While asset managers are optimistic that market conditions will stabilize and improve, they still point to strategies investors can consider in the current environment.