Asset-allocation solutions generally, and target-date solutions specifically, have, seemingly overnight, become a ubiquitous and yet essential component of retirement savings programs.
Managed accounts made the cut when the U.S. Department of Labor issued final regulations in October for using a qualified default investment alternative (QDIA), but sponsor clients of adviser Innovest Portfolio Solutions LLC have expressed little or no interest in using managed accounts as a default.
An industry standard has yet to emerge for benchmarking asset-allocation solutions, but plenty of ideas are popping up. That likely leaves some sponsors feeling perplexed.
The Department of Labor's (DoL) final qualified default investment alterÂnative (QDIA) regulations provided that three types of investment options can serve as default investments in those situations where participants do not provide investment directions, giving fiduciaries safe harbor protection—target-date funds, balanced funds, and managed accounts.
Despite not making the QDIA's "grade," capital Âpreservation offerings should survive—and thrive.
When I was a kid, one of the major gasoline brands featured a slogan about putting a "tiger in your tank."
One of the more well-known Aesop's Fables is the story of "The Ant and the Grasshopper."
PLANSPONSOR.com news articles that also appeared in the Upfront section of the February issue.
We all have them: those front-line experiences that are Âinevitable when one deals with the variety—and sensitivity—of issues associated with human beings and critical life events. Sometimes those stories are tragic, sometimes they are bizarre, and Âsometimes—admit it—they are just plain funny.
2008 is about eight weeks old, and one of the "traditions" associated with a new year is the making of New Year's resolutions. Just after New Year's Day, we asked NewsDash readers what—if any—resolutions had been made for the new year.
Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest.
Managing telecommuters or road warriors poses HR challenges, opportunities.
Ever since the advent of Internal Revenue Code Section 409A, it seems as if nonqualified deferred compensation plan (NQDCP) sponsors have been waiting for one piece or another of regulatory clarity.
The first research report on international investing probably was written by Marco Polo, who spent 24 years looking for trading opportunities in the Middle East, China, the East Indies, and India before returning to Venice in the year 1295.
Greenebaum Doll & McDonald, PLLC v. Debbie D. Sandler, Shannon Sandler et al. and Chris Meinhar
In the closing weeks of 2007, federal regulators issued the second of a three-part disclosure rule package: proposed mandates for detailed disclosures from service providers to plan fiduciaries.
I believe that, in our business—the retirement businessÂ—the greatest challenge of my lifetime has been the financing of the retirement of the Baby Boom generationÂ.
Recently, the Department of Labor released two regulatory initiatives that will have an enormous impact on both plan sponsors and plan service providers.
What is the single most important factor in determining the adequacy of a 401(k) participant's retirement benefits?