June 2007

The Risk Pool

A raft of strategies—hedge and short-exposure funds, derivatives, portable alpha, and liability-driven investing—has ratcheted down pension risk. Or has it? On the contrary, there is evidence that many pension funds are taking more risk. At a time when CFOs will not tolerate earnings volatility surprises, another pension funding crisis will prompt a flood of terminations.

Warning Signs

There are, in most of our experiences, certain near-disasters—things that ensnared associates, and might well have ensnared us as well, if we had simply been or done what we normally would have.

The Deification of DB-ification

RecentlyI stumbled across another of those "DC plans are becoming like DB plans" articles­—you know, the "DB-ification" of 401(k)s?

Upfront Articles

PLANSPONSOR.com news articles that also appeared in the Upfront section of the June issue:

June 2007

We all have them: those front-line experiences that are inevitable when one deals with the variety—and sensitivity—of issues associated with human beings and critical life events. Sometimes those stories are tragic, sometimes they are bizarre, and sometimes—admit it—they are just plain funny. Our readers deal with them every day.

Are Hidden 401(k) Fees Undermining Retirement Security?

In March,the House Committee on Education and Labor held hearings on what seems to be the topic du jour: 401(k) fees. That next week, we asked readers how they would respond to the question that served as the committee hearing topic: Are hidden 401(k) fees undermining retirement security?­

Survey Says: Are Hidden 401(k) Fees Undermining Retirement Security?

In March, the House Committee on Education and Labor held hearings on what seems to be the topic du jour: 401(k) fees. That next week, we asked readers how they would respond to the question that served as the committee hearing topic: Are hidden 401(k) fees undermining retirement security?

Bells & Whistles: June 2007

Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest. More information on these announcements can be found on www.plansponsor.com. If you have a product announcement¬ that you believe would be of interest to our readers, drop us a line at news@plansponsor.com

Staying Power

The "best" provider may be the one left standing.

Paper Cut

There's more to be gained from paperless payroll than you may think.

Right Turn?

I believe the right 401(k) retirement plan for this new, 401(k)-only age is one with a set of target-maturity funds and a brokerage window.

Target-Date/Risk-Based Fund Guide: Inside the Guide

One of the hardest decisions for retirement plan participants—if not the hardest one—is choosing how to invest their savings. It's so daunting that many decide not to participate in retirement savings plans at all rather than make bad decisions.