A raft of strategies—hedge and short-exposure funds, derivatives, portable alpha, and liability-driven investing—has ratcheted down pension risk. Or has it? On the contrary, there is evidence that many pension funds are taking more risk. At a time when CFOs will not tolerate earnings volatility surprises, another pension funding crisis will prompt a flood of terminations.
There are, in most of our experiences, certain near-disasters—things that ensnared associates, and might well have ensnared us as well, if we had simply been or done what we normally would have.
RecentlyI stumbled across another of those "DC plans are becoming like DB plans" articlesÂ—you know, the "DB-ification" of 401(k)s?
PLANSPONSOR.com news articles that also appeared in the Upfront section of the June issue:
We all have them: those front-line experiences that are inevitable when one deals with the variety—and sensitivity—of issues associated with human beings and critical life events. Sometimes those stories are tragic, sometimes they are bizarre, and sometimes—admit it—they are just plain funny. Our readers deal with them every day.
In March,the House Committee on Education and Labor held hearings on what seems to be the topic du jour: 401(k) fees. That next week, we asked readers how they would respond to the question that served as the committee hearing topic: Are hidden 401(k) fees undermining retirement security?Â
In March, the House Committee on Education and Labor held hearings on what seems to be the topic du jour: 401(k) fees. That next week, we asked readers how they would respond to the question that served as the committee hearing topic: Are hidden 401(k) fees undermining retirement security?
Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest. More information on these announcements can be found on www.plansponsor.com. If you have a product announcementÂ¬ that you believe would be of interest to our readers, drop us a line at email@example.com
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130/30 strategies are picking up speed.
Getting your money's worth on soft dollars.
There's more to be gained from paperless payroll than you may think.
The debate over employer-provided programs.
Matthew B. Tully v. Department of Justice
I believe the right 401(k) retirement plan for this new, 401(k)-only age is one with a set of target-maturity funds and a brokerage window.
New DoL focus on the participant.
The importance of being below average.
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The assumptions imbedded in your lifecycle fund may not match reality.
Whoever said that lifecycle funds are simple forgot about benchmarking them.
Watson Wyatt study offers insights on asset-allocation approaches.
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If one-size-fits-all doesn't, there's an emerging alternative.
QDIA clarity could fuel asset-allocation fund trends.