Insights
Goals Within Limits

Here we are at the beginning of 2018. As we look ahead to another year, we all have goals, prognostications and wishes we hope to fulfill in the next 12 months. While I think the concept of New Year’s resolutions sets most people up for failure because the goals are too lofty to actually achieve,…

Alison Cooke Mintzer (photo by Chris Ramirez)
Plan Analysis |

Steady Growth

Highlights of BrightScope’s proprietary research
Industry Analysis |

How Advisers Make Plan Decisions

The responsibilities facing employers that sponsor qualified employee retirement plans, including 401(k)s, defined benefit (DB) plans, employee stock ownership plans (ESOPs) and 403(b) plans, are numerous and not...
UpFront |

Retirees Spending Only About 1% of Assets

Research conducted by the BlackRock Retirement Institute and the Employee Benefit Research Institute (EBRI) found that, after nearly two decades of being retired, the average retiree still has...
UpFront |

Up Close and Too Personal?

After several years of American workers beginning to feel more financially secure following the Great Recession of 2008, just 35% this year said they are satisfied with their...
UpFront |

Policy Recommendations for Small Plans

Morningstar policy experts propose two complementary solutions for improving the number and quality of small-company plans. First is to open multiple employer plans (MEPs) in which small firms...
UpFront |

HDHP Participants As Better Consumers

While the move to high-deductible health plans (HDHPs) is meant to reduce employer health benefit costs, it also has the goal of helping employees reduce their own health...
UpFront |

Talking Points

Sacrificial Spending Decisions... ... Millennials are willing to make, to have more money in the long run: Source: Merrill Edge Report 403(b) Plan Usage Drops The number of...
Art by Lars Leetaru
Cover |

QDIA In Transition

Participants are moved to a managed account as they draw closer to retirement
Art by Gerard Dubois
Feature |

An Unseen Challenge

Can a nonqualified deferred compensation plan fill the savings gap for your highly compensated employees?
Art by John Cuneo
Behavioral Finance |

Future Shock

Millennials prioritize short-term financial goals over retirement saving
Art by Joe Ciardiello
ERISA Examination |

A Good Auditor

These accountants are crucial in preventing plan errors