PLANSPONSOR December 2017/January 2018

Alison Cooke Mintzer (photo by Chris Ramirez)

Goals Within Limits

Here we are at the beginning of 2018. As we look ahead to another year, we all have goals, prognostications and wishes we hope to fulfill in the next...

Closing the Gap

We ring in this new year with a cover story, “A QDIA in Transition” that’s noteworthy for many reasons. First, it indicates that innovation in retirement plan design continues...
Art by Suharu Ogawa

The Call of the Road

It is well-known that the workplace benefits when employees take vacation time—in terms of higher productivity, stronger worker morale, greater employee retention and overall better health. We asked NewsDash...
Art by Karen Ko

Compliance Update

Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know

Steady Growth

Highlights of BrightScope’s proprietary research

How Advisers Make Plan Decisions

The responsibilities facing employers that sponsor qualified employee retirement plans, including 401(k)s, defined benefit (DB) plans, employee stock ownership plans (ESOPs) and 403(b) plans, are numerous and not to...

Retirees Spending Only About 1% of Assets

Research conducted by the BlackRock Retirement Institute and the Employee Benefit Research Institute (EBRI) found that, after nearly two decades of being retired, the average retiree still has 80%...

Up Close and Too Personal?

After several years of American workers beginning to feel more financially secure following the Great Recession of 2008, just 35% this year said they are satisfied with their financial...

Policy Recommendations for Small Plans

Morningstar policy experts propose two complementary solutions for improving the number and quality of small-company plans. First is to open multiple employer plans (MEPs) in which small firms band...

HDHP Participants As Better Consumers

While the move to high-deductible health plans (HDHPs) is meant to reduce employer health benefit costs, it also has the goal of helping employees reduce their own health care...
Art by Julie Benbassat

In-Plan Lifetime Income: DOL Approves

In 2014, the U.S. Department of the Treasury and the Internal Revenue Service (IRS) published Notice 2014-66, providing that plan sponsors may include deferred income annuities within target-date funds...

Talking Points

Sacrificial Spending Decisions... ... Millennials are willing to make, to have more money in the long run: Source: Merrill Edge Report 403(b) Plan Usage Drops The number of health...
Art by Sam D'Orazio

Protecting Your Plan’s Fiduciaries

Never in her 27 years in the corporate insurance business has Rhonda Prussack seen the “frequency and severity” of litigation against retirement plans that she does today—“more than 60...
Art by Hye Jin Chung

‘Auto-Enrolling’ Emergency Savings

PLANSPONSOR attended an industry trends webcast hosted by J.P. Morgan Asset Management, in part to speak with presenters such as Ida Radamacher of the Aspen Institute Financial Security Program....
Art by Lars Leetaru

QDIA In Transition

Participants are moved to a managed account as they draw closer to retirement
Art by Gerard Dubois

An Unseen Challenge

Can a nonqualified deferred compensation plan fill the savings gap for your highly compensated employees?
Art by John Cuneo

Future Shock

Millennials prioritize short-term financial goals over retirement saving
Art by Joe Ciardiello

A Good Auditor

These accountants are crucial in preventing plan errors