
PLANSPONSOR January 2016

Inaccurate Facts
The fees and expenses of 401(k) and other defined contribution (DC plans).
Overcoming Inertia
With the new year come several changes in our magazine content
Plan-Related Resolutions
What on-the-job resolutions did plan sponsors make for 2016?
‘Most Generous’ Analysis
Our researchers claim there are seven aspects of plan design that make for a generous (or not so generous) employer
Rules & Regulations
Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.
Questions to 401(k) Participants
Members of three generations answers the same questions—somewhat differently.
The Retirement Red Zone
Where participants are most vulnerable
Did You Know?
Stats and musings...
A Growth Opportunity
TDFs can co-exist with the other investment solution
Financial Ed in France
A better approach?
Importance of Various Employee Benefits
Which benefit is more important than another?
Clearing the Investment Fog
Know your participants' investing style
It’s A Disconnect
Employees reluctant to participate in wellness programs
Providers Enhance Mobile Offerings
Cyber options for plan participants get sleeker
One Loan Leads to Another
DC participant borrowers go on to save less
Retirement Readiness Worries
Who worries more, men or women?
It’s in the Details
Understanding which retirement readiness formula your provider uses
Blurring the Lines
Cash balance plans are DB plans with DC-like characteristics
403(b) Questions, Answered
Contribution failures and limits; eliminating the 15-year catchup
A Hidden Gem
HSAs can help participants plan for health care in retirement
Deferral Election
A participant wanted Roth deferrals, but his contributions were made pre-tax
Quirky Quotes
Things people wish they’d never written
State-Based Plans
DOL moves to clear the way for these retirement initiatives
Selecting a 3(38) Manager
A plan sponsor hires an outsourced investment fiduciary
What’s Online: January 2016
Keep up with the news