A Focus on Guaranteed Income
Plan sponsors have several options for providing workers with access to annuities.
Planning a route to sustainable investing goals.
Advice on Advice
Personalized investment guidance can take many forms.
There’s been a great amount of discussion in the industry about generating retirement income and lifetime income streams for participants—and...
Participant Analysis |
In plan sponsor discussions about retirement plan participants’ benefits, the tendency is to consider all participants as a homogenous group. Yet, when delving into data such as the...
Early this past December, members of the House of Representatives and the Senate issued a discussion draft for the much-anticipated...
DOL Information Security Needs Improvement A yearly audit found that information security programs at the Department of Labor contain weaknesses,...
IBM’s decision to unfreeze its cash balance plan is heating up conversations across the defined benefit plan world as to...
Question: We sponsor an ERISA [Employee Retirement Income Security Act] 403(b) plan. We rehired an employee who was participating—both receiving our contributions and making elective deferrals—in the plan...
While the Department of Labor Employee Benefits Security Administration’s budget has largely been unchanged over the past 10 years, the...
While Millennial and Generation Z employees are more apt to struggle with debt than are older generations, saving for retirement...
Higher Ed Could Gain From Researching PEPs How Employees Could Be ‘Optimal’ Savers Plan sponsors may be able to help improve employees’ retirement savings outcomes by telling...
In-Plan Fixed Annuity How it worksParticipants, on retiring, pay an insurance company for a single-premium immediate annuity or a deferred income annuity, which stream income for the rest...
Retirement Money – Management Confidence Almost half of survey respondents ages 50 through 75 are slightly or not at all confident they can manage their own investments throughout...
Target-date funds have evolved; demographics have changed too.
Sponsors seek a mix of TDF products to meet individuals’ needs.
Sean Bjork of Bjork Asset Management is asked what works to motivate employees to engage in an investment customization process. “It’s almost like going back to the future:...
Plan Administration |
Navigating the waters to safeguard your plan.
Fiduciary Forum |
Is the plan sponsor serving as a fiduciary or a settlor? It needs to know.
Inside Angle |
Sponsors should know the implications of the rule, if passed.
Plan Profile |
JX Enterprises, 2017 winner Corporate 401(k) >$10MM – $50MM.