PLANSPONSOR Magazine, November 2012

Improving participant outcomes through plan design

Looking to the Stars

The concept of looking to the stars to chart a course is certainly not a new one. Since ancient times, people have relied on astronomy in place of compasses and maps.

Stacking Up

Although every company—and therefore retirement plan program—has its own unique set of circumstances and constraints, there is value in being able to compare your retirement plan designs with a valid set of comparables, if only to ensure that your company’s program remains competitive, while keeping in line with corporate expectations, budgets and needs. 

Fee for All

Study finds decrease in DC plan ‘all-in’ fees

Custom-made TDFs

Personalizing target-date funds creates better outcomes

True Value

Several factors determine tax benefits of deferrals 

Emotions Rule

… and have a very definite effect on investment choices

Survey Says

How Will Your Participants React to Fee Disclosures?

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors­ may find of interest. More information about these announcements can be found on www.plansponsor.com. If you have a product announcement that you believe would be of interest to our ­readers, drop us a line at news@plansponsor.com.

Risky Business

5 considerations for transferring pension risk

The Best Circles

High-yield strategies have bordered on spectacular—for now

Future Shock

Income replacement figures will help participants prepare for retirement

Statute of Limitations

Dominic Cataldo, et al., v. United States Steel Corporation, et al., No. 10-3583

Morality Play

It’s time for the Fed to provide a fair rate of return to savers

Good Form

Beneficiary designation should not be an afterthought

Tidbits

Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.