Actively engaging participants in an age of automation
Engagement is still a word discussed quite frequently.
Of the three qualified default investment alternative (QDIA) options, only managed accounts depend upon participant engagement.
More than half of those who responded have executed a plan amendment not dictated by new legislation or regulations in the past one or two years.
Quotes, survey statistics and musing to use in employee communications, or just for a break from the grind.
Plans with an adviser are more likely to operate in alignment with fiduciary best practices, among other things.
Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.
Why, statistically, TDFs are the most common QDIA
The impact medical costs will have in retirement.
Incentives boost financial wellness success.
As of 2004, account owners can invest in mutual funds and other vehicles, as they would in a 401(k) plan.
Managing participants' reactions to volatility
Public pensions see the potential in "auto" transactions
What's driving their popularity?
How do employees want to learn about retirement and how much risk will they take?
There's been a tug of war over the best plan design
How plan sponsors can assist
In 2014, the average expense ratio for equity mutual funds offered in the U.S. was 1.33%, but 401(k) plan participants who invested in equity mutual funds paid less than...
Managed accounts tailor portfolios to the needs of individual participants
Using data to predict participant retirement success
Review each point to help ensure you're meeting plan obligations
Plan sponsors are misinterpreting the rule amendments
Nondiscrimination testing; annuity confusion; Roth accounts
How pension risk transfer can fulfill benefit obligations to participants
Approaches the Treasury and IRS are considering with regard to implementation of the tax
This plan sponsor boosted employees’ retirement confidence
4 challenges, 3 solutions and a change in policymakinng
Transferring plan liabilities to an annuity provider
Implementation of money market fund regulations