PLANSPONSOR September 2013

Sustainable Retirement Income

Helping preretiree participants figure out their retirement budgets     Online Extra in this article: "Making Retirement More Achievable"

Division of Assets

When I first started in the retirement plan industry, about a decade ago, I wrote about how companies were spending lots of time and money conducting employee education meetings in which they attempted to teach participants about investments: what they were, how they worked and the importance of diversifying one’s savings.

Fast Fact

New Secretary of Labor approved

Filing Tips

IRS provides Form 5500 efficiencies

Running Scared

Survey respondents fear investing, financial planning

Most Helpful Participant Education Topics?

Many years ago, retirement plan participant education included only information about plan features and maybe two illustrations of typical asset allocations for individuals, based on age.

Bells & Whistles

Recent product introductions that plan sponsors may find of interest

Powers of Concentration

Three managers are applying focused portfolios with high active shares to beat the notoriously difficult Russell 1000

The Whipsaw Effect

William J. Schumacher v. AK Steel Corporation Retirement Accumulation Pension Plan and AK Steel Corporation Benefit Plans Administrative Committee, No. 1:09-cv-794


Quotes, survey statistics and musings to use in employee communications, or just for a break from the grind.

Language Barrier

Industry terminology can be hard to understand     In this article: Know How for Participants, "Talking the Talk"

ETFs in 401(k) Plans

Their usage and implementation varies dramatically     Online Feature in this article: "Schwab’s All-ETF Retirement Plan"

Coloring the Investment Menu

Collective investment trusts increasingly appear in investment lineupsAlso featured in this article: "Legal Issues to Consider"