When asked what their number one financial resolution would be for 2012, in a survey from CouponCabin.com, respondents listed:
- Accelerate paying off my debt,
- Be less wasteful when buying groceries,
- Buy store brands instead of name brands to save money,
- Try to get promoted,
- Get on track with making student loan payments,
- Save for a down payment on a house,
- Increase my retirement savings,
- Move to a more affordable apartment,
- Pay my credit card balance off each month,
- Plan shopping trips well to save gas and time,
- Cut back on unnecessary purchases of clothes, shoes and handbags, and
- Use more coupons when shopping.
Thirty-seven percent of U.S. adults surveyed said they feel less financially secure than they did at the beginning of 2011, while 43% said they are neither more or less financially secure. More than one-in-five (21%) said when they look back at the start of 2011, they feel more financially secure this year.
Nearly four-in-10 (39%) respondents said they plan to overhaul their finances in 2012. When it comes to how they will do the overhauling, three-in-four (77%) said they plan to cut back on unnecessary expenses.
In addition, they plan to:
- Cut back on “extras” (e.g., eating out, going to the movies) – 62%,
- Set a budget and stick to it – 54%,
- Use coupons – 54%,
- Plan payments to get out of debt – 40%,
- Make investments (e.g., stock market, mutual funds) – 21%,
- See a financial adviser – 8%, and
- Open a savings account – 7%.
The survey was conducted online nationwide by Harris Interactive on behalf of CouponCabin.com from November 14-16, 2011, among 2,207 U.S. adults ages 18 and older.
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