PLANSPONSOR July/august 2017

Alison Cooke Mintzer (photo by Chris Ramirez)

Taking Responsibility

A few weeks ago, while looking for news about retirement plans, I happened upon a CNN Money article titled, “4 Money Problems That Didn’t Exist 50 Years Ago (and...

Never A Dull Moment

Many employers have come to realize that they may not have the requisite expertise to be a plan’s sole fiduciary.
Art by Hannah K. Lee

Fears About Taking Vacation

The answer selected by the largest number of readers—38.3%—was “I will return to an insurmountable amount of work."

Next Generation

In the absence of a participant’s direction, plan sponsors that use automatic enrollment will invest that individual’s assets in a qualified default investment alternative (QDIA). Doing so shields the...
Art by Ran Zheng

Compliance Update

Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know.

Traditional-to-Roth Conversions

A relatively unknown investment strategy may help participants respond to changes in the tax treatment of their savings: making proactive traditional-to-Roth conversions during their lower-income retirement years. This year’s...
Photography by Daniel Chung

2017 PLANSPONSOR National Conference

From the latest trends in defined contribution (DC) plans, to repairing common plan errors using advanced programs, take a look at what experts were saying at the PLANSPONSOR National Conference this year.

Tracking Risk in a TDF Glide Path

Pulling assets out of a defined contribution (DC) plan during a severe market downturn is one of the worst actions a participant can take, says Jake Gilliam, a senior...

Skepticism About Performance Data

Forty-one percent of 401(k) investors say they are not offered, or do not know if they are offered, investment performance information by their adviser or their 401(k) provider, Phoenix...

Correcting Gender-Based Income Gaps

New research from Prudential lays out the challenges that women in the U.S. face when planning for retirement: a longer life expectancy; the likelihood of being single at some...

Employers Must Assess HSA Fiduciary Exposure

While health savings accounts (HSAs) are not traditionally considered a retirement vehicle, the Department of Labor (DOL) has broadened the scope of conflict of interest rules to include these...

Final Fiduciary Rule Not So Final

The Department of Labor is still looking for ways to streamline and improve its new fiduciary rule, even though most provisions are now in effect.

Learning From Litigation

It is not always possible, even for the most carefully run retirement plans, to avoid getting dragged into ERISA litigation, and so having a clear response plan in place is essential.

Retirement Security At an Inflection Point

“We are at a unique inflection point in history, with a number of forces converging simultaneously that are forever changing how we approach retirement,” argued Joe Ready, of Wells Fargo Institutional Retirement and Trust.

Holistic Education Programs

The panel compared utilizing different financial wellness tactics with general financial education, ROI and more.

Audience Poll

Who is the provider of your plan’s participant investment advice? Do managed accounts add enough value to overcome the additional cost? What do you think is the biggest challenge...