PLANSPONSOR August 2015

Watching the Store

Protecting against plan errors means establishing internal controls and documentation processed that support correct operations

A Break from the Grind

Quotes, survey statistics and musings to use in employee communications or just for a break from the grind.

The Aggregation Effect

This effect is apparent when measuring average performance of target-date funds against two different metrics

Rules and Regulations

Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.

Risk Management

Best practices to reduce fiduciary liability risk

Re-Enrollments Poorly Leveraged

Which best describes your view regarding a one-time re-enrollment of all participant accounts?44% have considered, but did not implement because:Felt we would get too much pushback from employees14%Felt it...

Hitting Pause

According to a recent survey, people hamstrung by a lack of savings are delaying a wide number of major life events. 24% are putting off higher education;22% are postponing...

Financial Wellness for All

Many plan sponsors assume it’s just high-tech companies or organizations with ample money to spend on benefits that take an interest in participant financial wellness programs—not true. According to...

The Self-Directed Option

Demographics of participants using brokerage accounts differ from those of other Vanguard participants on a number of attributes. BrokerageParticipantsAll ParticipantsMedian age5246Median tenure157Percentage male80%59%Median account balance$262,446 $29,603 Median equity allocation83%83%Median brokerage...

Smart Beta

Products that fulfill a need for risk-adjusted returns

Tibble Takeaways

SCOTUS ruling on the duty to monitor plan investments