New Guardian Program Gives Employers Predictable Health Care Costs

October 17, 2007 ( - The Guardian Life Insurance Company of America announced the introduction of a new health care program that helps employers manage costs by locking in a single-digit medical premium renewal rate when companies sign up.

Guardian Premium Protect is for companies with 51-150 employees, according to the announcement. The program will be available in New Jersey, Maryland, Washington D.C., Virginia, and the Chicago and New York metro areas, for plans sold with effective dates beginning October 1.

Guardian Premium Protect is a two-year medical preferred provider organization (PPO) program with a prescription drug benefit, vision discount access, wellness resources, and high and low cost-sharing plans, according to the company.

“Guardian Premium Protect takes the guesswork out of health care budgeting,” said Tim Bireley, Vice President, Group Medical, Guardian, in the announcement. “By locking in their second-year rates when they sign up and incorporating additional member cost sharing, Guardian is providing employers with a path to a manageable, predictable health care budget.”

More information can be found at .

Guardian additionally announced it is issuing a series of educational surveys and reports to help employees, employers, and benefit decisionmakers better understand how they can jump start their financial lives and improve recruitment, retention, and employee satisfaction by maximizing the use and power of their workplace coverage. 

The reports currently available in the series include: