Benefits

Benefits |

Lessons From Top-Ranked Retirement Systems

April 14, 2014 (PLANSPONSOR.com) – Like a smooth-running watch, Switzerland’s retirement system is keeping pace with retirees’ expectations and needs, suggests the 2014 Global Retirement Index.
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Is LDI Feasible for DC Participants?

April 10, 2014 (PLANSPONSOR.com) – Defined contribution (DC) plans are increasingly adopting practices similar to defined benefit (DB) plans to improve participant outcomes, including automatic enrollment and
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Health Plan Participation Varies by Age

April 10, 2014 (PLANSPONSOR.com) – The overall rate of employees participating in an employer-provided health plan has remained steady but does vary somewhat depending on age.
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When It Is OK to Discriminate

April 9, 2014 (PLANSPONSOR.com) –  Administering a 401(k) plan under the Employee Retirement Income Security Act (ERISA) can be a regulatory minefield, and plan sponsors are understandably cautious.
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What 401(k)s Can Learn from 403(b)s

April 9, 2014 (PLANSPONSOR.com) – Passage of 403(b) regulations in 2007 led 403(b) plans to adopt similar requirements and administration practices to those of 401(k)s.
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Generational Financial Health Gap Grows

April 8, 2014 (PLANSPONSOR.com) – The generational financial wellness gap is widening as younger workers struggle with debt and a lack of cash flow, according to a new...
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Reducing Volatility in DC Plan Lineups

April 8, 2014 (PLANSPONSOR.com) – It sounds like the ever-elusive free lunch—an investment strategy that reduces the potential for major losses while still pursuing the market’s strongest opportunities...
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Retirement Income Needs Vary

April 7, 2014 (PLANSPONSOR.com) – Those saving for retirement may be able to survive on a much lower retirement income than popularly advised, according to a research paper...