Data and Research

While 89% of U.S. adults said they were at least somewhat confident in their understanding of the benefit, detailed findings from Nationwide show most aren’t as knowledgeable as...

Several bills circulating in Congress would streamline and promote S-corporation employee stock ownership plans. One expert says such ‘S-ESOPs’ benefit owners, workers and entire communities.

Changes to public pensions following the Great Recession make them less than adequate for most employees now, and some of the best public plans are DC plans, a...

Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving, studies show.

Consultants say now is the time to evaluate interest rate and equity market risk strategies, as well as whether and how to take advantage of pension funding relief...

A BlackRock study found many plan sponsors are planning to add more automatic features, ESG options and active management strategies to their plans.

Forty-seven percent of DC plan participants say the pandemic has had an adverse effect on their retirement savings.

Plan sponsors are also feeling a sense of responsibility in offering guaranteed lifetime income products.

New data published by the Employee Benefit Research Institute offers a few answers.

The activity of TDFs contrasted with that of other mutual funds, while CITs increased market share of target-date strategies.

As younger workers start their careers, employers may need to reorganize benefits to appeal to a wider net of employees.  

More employees contributed to health savings accounts, and employees increased contributions to their HSAs in 2020, according to Bank of America data.

Budgeting, work-life balance and stress management were among high priorities cited by employees surveyed.

Some people have not recovered from economic losses caused by the pandemic and need help from employers, retirement plan providers and other sources to build a financial cushion.

Ninety percent of participants who are aware of environmental, social and governance options in their plan’s lineup say they invest in them. 

Participant balances in employer-sponsored retirement plans have never been higher, yet millions of Americans lack access to tax-advantaged savings opportunities in their workplace.

The percentage of plans in the healthy ‘green’ zone increased slightly; however, the pandemic had an effect on certain industries’ short- and long-term assumptions.

Pension plans still felt the effect of lower rates on liabilities, but strong equity markets helped the gain in assets outpace the gain in liabilities.

Fidelity’s latest analysis shows people often underestimate the potential cost of health care in retirement, even after two decades of watching health care costs increase year-over-year.

The three professors say their research shows the importance of transparency.