PensionDCisions Granted Patent for Business Methodology

January 24, 2011 ( – PensionDCisions has been granted a U.S. patent for its business methodology.

The patent granted is based on consumer benchmarking. A patent is pending in Australia.  

Specifically, according to an announcement, what was patented is the methodology of comparing an individual’s portfolio performance with that of a peer group. PensionDCisions defines performance by attributes such as time-weighted return, standard deviation, account balance and asset allocation. The peer group is segmented based on financial, demographic and behavioural data.   

The ability to compare large populations of investors in this way can be transformational to clients who employ it, the firm claims.  

PensionDCisions is a data analysis specialist, focusing on deriving insight into retail investor performance and behavior.  

More about the company is at