2021
Health Savings Account Survey

Introduction

Health savings accounts (HSAs) are used by employees to offset the out-of-pocket cost of medical expenses but are increasingly described as a vehicle for saving for medical expenses in retirement. The high value employees place on health insurance benefits, coupled with growing health care costs that continue to surpass the rate of inflation, have increased employers’ adoption of HSAs alongside high-deductible health care plans (HDHPs). PLANSPONSOR’s HSA guide provides information on HSA providers.