2021
Participant Survey

Hypothetical Trade-Off Scenarios

Hypothetical Trade-Off Scenarios


Hypothetical Trade-Off Scenarios

(Includes unemployed respondents)

Bonus vs Contribution

  • One-time $5,000 bonus
  • One-time $5,000 contribution to 401(k) account

Guaranteed Return vs Market-Based Return Scenario 1

  • Guaranteed 3% annual return
  • Market-based return that might greatly exceed 3% but also could lose money

Guaranteed Return vs Market-Based Return Scenario 2

  • Guaranteed 2% annual return on retirement savings
  • Market-based return that might exceed 2% but also could lose money

Lower Fees vs Chance for Higher Returns

  • Pay lower fees and accept 'below average' returns
  • Pay higher fees in hope of receiving 'above average' returns

Social Impact vs Higher Salary

  • Work for a company that makes a positive social impact but pays 20% less
  • Work for a company that makes no social impact but pays 20% more

Lower Premiums vs Increased Employer Contribution

  • Lower monthly health insurance premiums by $300
  • Increase monthly employer contribution to 401(k) account by $300

One-Time Contribution vs Guaranteed Lifetime Payments

  • Receive one-time $10,000 contribution into 401(k) account
  • Receive guaranteed lifetime payments of $250/month but starting at age 65

Work From Home vs Higher Salary

  • Work for a company that requires 5 days in office per week but pays 20% more
  • Work for a company that requires only 1 day in office per week but pays 20% less

Extra Vacation Day vs Charitable Donation Scenario 1

  • Receive one extra day of PTO to volunteer time to charities
  • Receive a company match up to $1,000 on charitable donations

Extra Vacation Days vs. Charitable Donation Scenario 2

  • Get two extra days of PTO to volunteer time to charities
  • Receive a company match up to $1,000 on charitable donations