(b)lines Ask the Experts – Difference Between Roth and After-Tax
January 27, 2015 (PLANSPONSOR (b)lines) – “What is the difference between a Roth 403(b) contribution and an after-tax 403(b) contribution?”
Tag: 403(b)
Benefits |
West Virginia School Employees Suing DC Plan Provider
A lawsuit claims VALIC misled West Virginia public school employees to invest retirement savings in investments that did not perform...
(b)lines Ask the Experts – Going from No HCEs to Having HCEs
January 20, 2015 (PLANSPONSOR (b)lines) – “I have worked with a small private tax-exempt that, since its inception many years...
Opinions |
Overcoming Benefit Reductions
Helping Public School Employees Fill Retirement Savings Gap
(b)lines Ask the Experts – Prepare for 2014 Form 5500 Change
January 13, 2015 (PLANSPONSOR (b)lines) – “I understand that the new 2014 5500 form/instructions have been issued. Are there any...
(b)lines Ask the Experts – 457 Plan Transfers
“I work at a private university and we recently had an employee who had a 403(b) and 457(b) plan account...
USRP Acquires Pennsylvania 403(b) Provider
U.S. Retirement Partners (USRP) reported that it has acquired Kades-Margolis Corporation (KMC), which will join USRP’s national network of 403(b)...
Addressing Mistakes in Tax Treatment of Employee Deferrals
An updated IRS web page tells retirement plan sponsors how to correct the mistake of using the wrong tax treatment...
IRS Reminds Plan Sponsors About Plan Checklists
The Internal Revenue Service offers one-page checklists to help with reviewing retirement plan operations.
Little Change in Retirement Assets in Q3
ICI’s latest quarterly assessment shows retirement assets account for 36% of all household financial assets in the United States.
TSA Consulting Announces 403(b) Education Leader
Sherry Marcolongo will oversee all 403(b) educational material at TSA Consulting Group.
Nonprofits Could Do More to Encourage Retirement Savings
Despite concerns about their employees' ability to save enough for retirement, few nonprofit 403(b) plan sponsors use targeted education or...
Higher Education Employees Set Example for Retirement Savings
College faculty and staff are better prepared for retirement than the general population, a survey finds.
2015 Year in Preview
Trends, legislation, regulations and litigation will continue to affect the retirement industry in 2015.
TDFs Expected to Capture 90% of 401(k) Contributions
Target-date funds are expected to capture almost 90% of 401(k) contributions by 2019.
(b)lines Ask the Experts – Processing 403(b) Loan Defaults
“I have some questions as to how 403(b) loan defaults are processed.
(b)lines Ask the Experts – Deferring 100% of Paycheck
“I work at a museum, and one of our C-Suite employees realized she had not made salary deferrals to either...
(b)lines Ask the Experts – Ongoing Notice Requirements
“I realize there is an important upcoming deadline for certain plan notices—the QDIA, automatic enrollment, and ADP/ACP safe harbor plan...
Emerging and Growing Trends in DC Plans
A survey from Towers Watson reveals some emerging and growing trends in defined contribution plan design, investments, fees and communications.
(b)lines Ask the Experts – Missing Spouses as Beneficiaries
November 18, 2014 (PLANSPONSOR (b)lines) – “One of our new employees told us she does not wish to name her...