Leakage Is a Serious Problem for 401(k) Plans
Millennials and those with balances lower than $20,000 are at the greatest risk for cashing out.
Tag: Defined Contribution (DC)
Managed Accounts Gaining Favor from Plan Sponsors
Retirement plan sponsors increasingly feel managed accounts are needed to help employees better prepare for retirement, but employee education is...
Americans Value Design, Utility of 401(k) Plans
Households oppose changing tax incentives for retirement saving, says an ICI survey.
U.S. Pension Fund Assets Remain Stable
Defined contribution (DC) assets now represent more than 48% of global retirement assets, according to Willis Towers Watson.
IRS Provides Guidance About Mid-Year Safe Harbor Plan Changes
The guidance includes prohibited changes to a safe harbor retirement plan.
Plan Document Updates May Be Needed After 'Montanile' Decision
ERISA expert discusses the significant implications of the Supreme Court’s decision in Montanile v. Board of Trustees, especially as it...
Another Senator Suggests National Retirement Savings Plan
The proposal is modeled after the Federal government Thrift Savings Plan.
Retirement Plan Sponsors Should Consider Unique Needs of "Generation DC"
The conventional thinking about generational differences is not as useful as considering retirement plan participants at their stage in the...
PIMCO Suggests Six Investment Themes for DC Plan Sponsors
Richard Fulford at PIMCO suggests plan sponsors evaluate active approaches, including custom target-date strategies, among other investment considerations.
PPA a Top Ranked Influence on DC Plan Management
Defined contribution plan stats show the effect the Pension Protection Act had on plans.
DC Plan Industry Could Use Some Balance
There is always a strong push and pull moving the industry in one direction or another, observes Josh Cohen, a...
Opinions |
Barry’s Pickings: The Punishment of the Innocent
Will litigation discourage innovation in DC plan investing?
No Big Expansion Expected of Alternatives Use in DC Plans
TDFs may be the main vehicle by which alternative investments in DC retirement plans are increased, suggests one researcher.
Retirement Plan Savings Rates Up, Loans Down
Even lower-paid employees are contributing more to their retirement plans, PSCA finds.
(b)lines Ask the Experts – Is the Form 5500 Extension Deadline Extended?
“I heard that there was an additional month added to the extended deadline for Form 5500 filings, so that calendar...
DC Plans Still Widely Targeted By Litigators
It may be a new calendar year for defined contribution (DC) retirement plans, but the professionals running them are still...
Products |
Alliance Benefit, Retirement Clearinghouse Partner on Rollovers
Retirement Clearinghouse will guide participants on consolidating accounts.
Streamlined DC Investment Menu Could Save Participants Millions
Researchers with The Wharton School at the University of Pennsylvania strive to quantify participants’ behaviors before and after a fundamental...
As Investors, Women Have Unique Circumstances
Women face special challenges when saving for retirement, and their approach to investing is different from men’s, research shows.
Budget Bill Includes Retirement Plan Provisions
The bill expands allowable SIMPLE plan rollovers, expands exceptions to the 10% early withdrawal penalty on retirement plan distributions, and...