Tag: Investments

But only 46% know that annuities offer it, Jackson National Life found in a study done for the Insured Retirement Institute.

In spite of increased optimism, a new Wells Fargo survey finds a significant portion of workers still say they do not think they will reach their savings targets; many of them cite the challenge of meeting high health care costs while also saving. 

But when they work with an adviser, they understand the importance of more aggressive investing.

The list of regulatory and legislative challenges affecting employers and their retirement plan consultants can seem endless, and when linked to the increasing litigation from the plaintiffs’ bar, it can seem impossible to reach a point of certainty.

Prudential will formally assume responsibility for pension benefits for approximately 45,000 former employees or their beneficiaries receiving less than $450 in monthly benefit payments from the plan.

Choosing passive investments is a clear and simple way to reduce fees; however, choosing the fund with the cheapest expense ratio does not “equate to checking the fiduciary box,” Cerulli warns.

Recordkeepers widely identify “reducing plan administration costs” and “maximizing participant savings” as the top two priorities for defined contribution plan sponsors; CITs are also a big focal point.

Cerulli’s research shows more than half of advisers create customized investment portfolios on a client-by-client basis, while 42% start with investment models and alter on a client-by-client basis.

An excessive fee lawsuit has been filed against fiduciaries of the Novitex Enterprise Solutions Retirement Savings Plan, a 401(k) plan which had more than $157 million in assets as of the end of 2015.

The tool leverages a 401(k) database to hone in on the often complex fee structure associated with retirement plans.

Among Millennials, women are making less income and saving less for retirement, Wells Fargo Asset Management finds.

Willis Towers Watson makes the case for white label funds in a new paper.

The Callan DC Index also shows nearly three-fourths of DC plan account balance growth has been due to investment performance.

The CRR explores various ways investment returns and Social Security could be affected by an aging population.

A court certified a class in the consolidated lawsuit after first rejecting BB&T’s arguments that the class did not meet commonality and typicality requirements.

A federal court judge found most claims were not plausibly alleged by the plaintiffs.

A new analysis makes the surprising claim that most common stocks over the long-term fail to outperform one-month Treasury bills—but the real lesson is about diversification, not dumping stocks. 

A new ruling has emerged in the long-running case, applying instructions from the Supreme Court and the 9th Circuit to reach a verdict favorable to plaintiffs.