Inherited IRA RMD Final Rules Postponed to 2025
The IRS will not enforce RMDs for inherited IRAs under the 10-year rule until at least 2025.
Tag: SECURE 2.0 Act of 2022
DOL Asks for Participant Information to Build Lost and Found Database
Plan administrators would voluntarily turn over data to DOL to help missing participants and plans find one another.
Benefits |
Lower-Paid Workers Want Emergency Savings Options
Low- and moderate-income workers understand the importance of establishing emergency savings accounts and want options, research finds.
PLESA Match Manipulation Not a Concern, Chamber of Commerce Says
Other SECURE 2.0 implementation issues are a much bigger worry.
Products |
Alera Group Unveils PEP Enhancements With the Standard
The retirement adviser is leaning into the small-plan market and startup plan creation.
Does Our Plan Fall Under SECURE 2.0’s Automatic Enrollment Requirement?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Benefits |
BlackRock CEO Says Concept of Retirement Has to Change
Annual letter to investors says, "Humanity has changed over the past 120 years. So must our conception of retirement."
Products |
The 3-Letter Plan Type You Haven’t Heard of
Defined Contribution Groups—DCGs—offer another option for sponsors seeking to simplify some administrative tasks.
Measure Allowing CIT Use in 403(b) Plans Advances in the House
The legislation is a first step to allowing the lower-cost investments' use in nonprofits and school retirement plans.
Benefits |
Four Sponsors Add Fidelity’s Student Loan Debt Repayment Matching Benefit
A luxury goods company, media company, beauty retailer and media and entertainment company are all employers implementing student loan debt...
2024 PS Webinar: SECURE 2.0 Catching Up with Catch-Ups
Plan sponsors, recordkeepers and payroll providers face many challenges when it comes to implementing the SECURE 2.0 provision requiring certain...
Comments Challenge IRS Interpretation of Automatic Features, Roth Matching, Other Provisions
The IRS December grab bag notice provisions on de minimis incentives and terminally ill distributions also received some pushback from...
Education Savings Benefits Gain Momentum as Employees Struggle With Student Debt
As loan repayments are an obstacle limiting employees’ retirement savings, education savings benefits are an opportunity for employers to relieve...
What Could Taxing 401(k)s Look Like? And How Likely Is It?
A few informal proposals have been made in recent years, and none got very far.
Small Businesses Don’t Know About Plan Creation Tax Credits, per EBRI
That’s despite citing profitability and plan cost among their chief reasons for not starting a plan.
Whatever Happened to CITs in 403(b)s?
It’s still a work in progress, as a legislative proposal makes its way through Congress.
How Does the New Distribution Provision for Terminal Illness Work?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Stakeholders Ask for Enforcement Delay on Part-Time Eligibility Rules
SECURE 2.0 requires part-timers to be made eligible for elective contributions after two years of service.
2024 PS Webinar: SECURE 2.0 for 403(b) Plans
Speakers review what the wide-ranging retirement law means for higher education, nonprofit, health care and government employers.
How the DOL’s Auto-Portability Proposal Works
Service providers could charge a fee directly to an IRA owner for executing a transfer to their new qualified plan.