Reynolds American Inc

Location	Winston-Salem, NC
Asset Size	More than $1 billion
Number of Participants	10,000 or more participants
Business	Consumer Products
Participation rate	96%
Avg. deferral rate	8.3%
No. of funds offered	16
Investment Review	Quarterly
True-up Match	Yes
Match Vesting Period	2 years
Eligibility	Immediately
Default deferral rate	6%
Default investment	Retail TDF (Index)
Auto escalation	Opt-out
Ret. Income offering	None
Fee equalization	Yes
Match Rate	100% of first 6% of salary
% receiving full match	>50%-75%
Max Employer Contribution	More than 10%

Financial education:
Saving/budgeting	x
Investing strategies	x
College saving	x
Credit/debt mgt	x
Tax/estate planning	x
Retiree health costs/savings options	x

Recordkeeper	Fidelity Investments

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