Candidly 2025 Data Highlight $2.3B in Projected Student Debt Impact

Plan sponsors and individuals leveraging tools from Candidly, a student debt and savings optimization provider, are projected to pay down $2.3 billion in student loans more than 252,000 years faster than they would have without the tools, according to the company’s “2025 Annual Impact Report,” published Thursday.

Use of Candidly’s core tools continued to grow in 2025, according to the firm. The prior year, in 2024, the firm reported that its users paid down $1.8 billion in loans more than 200,000 years faster than they otherwise would have.

In 2025, users who qualified for federal repayment plans achieved an average monthly reduction of $337 in their student loan bills, equating to a total of $146 million in total projected student debt reduction and saving an average 33 months of repayment.

In addition, Candidly’s Student Loan Retirement Match Program, which allows employers to match employees’ student loan payments with retirement plan contributions, resulted in a 52% reduction in the likelihood of turnover among enrolled employees—with an average $62,275 in projected additional retirement savings per participant, the firm estimated.

Candidly facilitated $73 million total employer student loan contributions last year, reducing the likelihood of turnover among participating employees by 73%, according to its data.

The company reported a 121% increase in the number of employers offering Candidly in 2025.