The new program allows for a monthly open enrollment for those enrollees who wish to switch programs between a dental HMO and two different fee-for-service plans, depending on the employer’s program selection.
DeltaCare in the dental HMO offered under Passport; it is offered by PMI Dental Health Plan, a Delta affiliate. DeltaPremier and DeltaPreferred are the two fee-for-service plans offered. DeltaPremier is a traditional fee-for-service plan that includes 19,000 of the California’s dentists, while DeltaPreferred is a dental PPO that includes 10,000 state dentists, according to a company press release. For Passport, the employer picks the plans and programs that will be offered to its employees.
Delta Dental claims that of the three programs, the dental HMO offers the most generous benefits level, with no annual deductibles or maximums on general services. They warn, however, the dentist selection is more limited with the DeltaCare option.
Delta Dental offers full administration for the programs, as well as one blended fee, according to the news release.
Delta Dental of California ( http://www.deltadentalca.org/ ) is part of a San Francisco-based holding company that serves more than 20 million subscribers.