Opening Remarks and What’s Next?

This has been an unprecedented year for America and for the retirement plan industry. Join us for a discussion about what changes plan sponsors are experiencing, what may change after the election, the new issues to which they need to turn their attention and what should remain “business as normal,” as well as how to handle the stress.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELIST
Derrin Watson, ERISA Attorney and of counsel to the Ferenczy Benefits Law Center

The use of this official seal confirms that this Activity has met HR Certification Institute’s^® (HRCI^®) criteria for recertification credit pre-approval.

Coffee Break
(visit the Exhibitor Booths)

sponsored by TIAA

Legislative and Regulatory Update Part I

Leading attorneys explain regulations and legislation issued and passed as a result of the COVID-19 pandemic relating to retirement plan administration. Plan sponsors will learn what they need to know and what decisions they need to make. Come to this session with your questions!

MODERATOR
John Manganaro, Managing Editor, PLANADVISER

PANELISTS
Carol Buckmann, Co-founding Partner, Cohen & Buckmann P.C.
Jodi Epstein, Partner, Ivins, Phillips & Barker, Chartered
George Sepsakos, Principal, Groom Law Group, Chartered

How America Saves

Automatic plan design features and professionally managed allocations have had a dramatic impact on employer-sponsored retirement plans over the last ten years. In the decade ahead, plan sponsors will face an increasing need to provide flexible retirement income options and investment advice to participants. To meet this challenge, pioneering research provides some crucial insights. The latest edition of its annual research report, How America Saves 2020, offers a comprehensive look at Vanguard recordkeeping data for over 5 million participants in 1,800 DC retirement plans. The report identifies important trends in plan participation, contributions into plans, investment allocation, advice adoption, and distribution activity. Jeff Clark, lead author for How America Saves 2020, will share key insights from 2020 research and highlight ways that effective plan design can help keep participants on track to achieve their retirement saving goals in the years ahead.

PRESENTER
Jeffrey Clark, Analyst and Lead Author of How America Saves, Vanguard Strategic Retirement Consulting

sponsored by Vanguard

Lunch Break
(visit the Exhibitor Booths)

Top Trends

A discussion with Harry Dalessio of Prudential Retirement about the state of the industry. This year’s Top Trends will review the ideas and issues that are now influencing, or will influence, retirement plan sponsors and their participants. Whether its the effects of the COVID-19 pandemic, developments such as the passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act, or anticipation of economic issues, this is sure to be a timely discussion!

INTERVIEWER
Alison Cooke Mintzer, Executive Director, ISS Media

INTERVIEWEE
Harry Dalessio, Head of Institutional Retirement Plan Services, Prudential Retirement

sponsored by Prudential Retirement

Coffee Break
(visit the Exhibitor Booths)

sponsored by TIAA

New Thoughts About QDIAs

The industry is recognizing a need for personalization of qualified default investment alternatives (QDIAs) using more participant inputs. Should plan sponsors consider using a managed account as their QDIA, or perhaps a hybrid option? Would new target-date fund (TDF) designs be better for participants? When would a balanced fund make sense as the QDIA? The Department of Labor (DOL) has issued an Information Letter sanctioning the use of private equity in asset allocation vehicles. What should plan sponsors consider when determining if private equity is right for their plan?

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR

PANELISTS
Julie Varga, Vice President, Product and Investments, Morningstar Investment Management
Philip T. Maffei II, Managing Director, Product Development and Actuarial, TIAA Financial Solutions Product Group
Hugh Penney, Senior Adviser Benefits Planning, Yale University

Opening Remarks and Time to Get Serious About ESG?

Shutdown orders during the COVID-19 pandemic provided support for the issues of climate change. The pandemic and images of injustice in America revealed disparities among different demographic groups. There is pressure to address climate change and to support social justice measures. Retirement plan participants may have a stronger desire to vote with their feet, so to speak, and have an increased interest in environmental, social and governance (ESG) investing. What should plan sponsors factor into their decisions about ESG investments, and do they have a fiduciary duty to consider them?

MODERATOR
John Manganaro, Managing Editor, PLANADVISER

PANELISTS
Hernando Cortina, Head of Index Strategy, ISS ESG
Ed Farrington, EVP, Institutional and Retirement, Natixis Investment Managers – US Distribution
Michael Volo, Senior Partner, Cammack Retirement

Coffee Break
(visit the Exhibitor Booths)

sponsored by ADP

Legislative and Regulatory Update Part II

Leading attorneys explain regulations and legislation from Washington, D.C., and state capitals across the U.S., including the Department of Labor (DOL)’s e-disclosure rule. In addition, highlights of significant court cases will be discussed.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
David N. Levine, Principal, Groom Law Group, Chartered
Jamie Fleckner, Partner, Goodwin Proctor LLP
Emily Costin, Partner, Alston & Bird LLP

Plan Design Considerations for Your Organizations

The COVID-19 pandemic is challenging and changing many businesses and not-for-profit organizations, and while some are struggling, others are experiencing meaningful growth.

Join Eric Leverson, MassMutual’s Lead Regulatory Consultant and Sean Jordan, Head of Emerging Client Management at MassMutual for this workshop designed to trigger your thoughts and result in re-examining your retirement plan’s provisions. Through a thoughtful review, you may decide to make changes to your plan design and operations, providing a more sustainable plan for your organization while helping employees better secure their retirement.

workshop sponsored by MassMutual

Lunch Break
(visit the Exhibitor Booths)

Creating a Culture of Health

Join Fidelity and Lisa Berkman, Ph.D., from Harvard’s T.H. Chan School of Public Health, for a discussion about how to help employees build confidence in navigating the health system. They’ll discuss how the role of employee confidence, policies and culture play into helping employees be more active and engaged in their health, and offer ways employers can help.

SPEAKERS
Brian Brown,Vice President, Health & Welfare, Fidelity
Nancy Emerson, Vice President, Health Solutions Thought Leadership, Fidelity
Lisa Berkman, Ph.D., from Harvard’s T.H. Chan School of Public Health

sponsored by Fidelity

The use of this official seal confirms that this Activity has met HR Certification Institute’s^® (HRCI^®) criteria for recertification credit pre-approval.

Coffee Break
(visit the Exhibitor Booths)

sponsored by ADP

Duties With Regard to Annuities

The market plunge this year shined a light on the need to protect the savings of participants who are close to retirement. What exactly does the Setting Every Community Up for Retirement Enhancement (SECURE) Act say about the safe harbor for selecting lifetime income products for defined contribution (DC) plans? What duties do plan sponsors have in the selection? And what are the differences in the types of products plan sponsors will be considering?

MODERATOR
John Manganaro, Managing Editor, PLANADVISER

PANELISTS
Geoffrey E. Dietrich, Executive Vice President, Dietrich & Associates
Kelli Hueler, founder and CEO, Hueler Companies
Bob Melia, Executive Director, Institutional Retirement Income Council (IRIC)

Opening Remarks and Addressing Employees’ Student Loan Debt

Plan sponsors are recognizing that many employees have student loan debt that is causing financial stress and getting in the way of saving for retirement, and they are finding ways to help employees with this. Learn why helping with student loan debt can improve retirement savings outcomes and how to help.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
Kelly Mutuc, Vice President, Talent Management, Novaspect Inc.
Asha Srikantiah, VP and Head of Fidelity Student Debt Program, Workplace Emerging Products, Fidelity Investments
Barbara Rayll, Vice President, Product and Solutions Management, AIG Retirement Services

Coffee Break
(visit the Exhibitor Booths)

Promoting Lifelong Financial Wellness for Employees

Employees need skills throughout their lives to achieve financial wellness, and financial independence, at different stages. While traditional education has dealt with retirement plans and investing, now, it’s expanded. Financial literacy and wellness programs teach how to budget, manage debt, pay for major life events and create retirement income, including discussing Social Security. Learn how to create a program for employees that promotes lifelong financial wellness.

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR

PANELISTS
April Bettencourt, Senior Director, Global Employee Benefits, VSP Global
Sudhir Tauro, Executive Director, UBS Workplace Wealth Services
Kelli Send, Principal, Founding Member, Francis Investment Counsel LLC

Building Healthy Futures with HSAs

Health savings accounts (HSAs) continue to be an important aspect in supporting employees throughout the health care journey, whether navigating the health care system today or planning for future medical expenses. Join us as we share insights on how Health savings accounts (HSAs) have evolved in today’s health care landscape, the impact of current events on health care savings and opportunities now to prepare for future health-related expenses.

PRESENTER
Will Applegate, Vice President, Industry Relations – Fidelity Health Solutions

sponsored by Fidelity

Lunch Break
(visit the Exhibitor Booths)

Keynote: An Insider’s View of the DOL

SPEAKER
The Honorable Preston Rutledge, former Assistant Secretary of Labor, Employee Benefits Security Administration (EBSA)

Coffee Break
(visit the Exhibitor Booths)

Stopping the Unexpected From Hurting Financial Futures

The events of this year have shined a light on how unprepared financially many Americans are for a sudden setback. Financial wellness programs may teach participants about the importance of saving for emergencies, but are they provided with actionable steps to do so? Learn how participants’ emergency savings needs can be addressed via in-plan options, provider solutions and resources separate from plans and providers.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
Rachel Weker, Products and Platforms Vice President, T. Rowe Price
Nathan Voris, Senior Managing Director Business Strategy, Schwab Retirement Plan Services, Inc.
Russell DuBose, Human Resources Director, Phifer Incorporated

Opening Remarks and Moving the Investment Menu Beyond Mutual Funds

Investments such as collective trusts, separate accounts and exchange-traded funds (ETFs) tend to have lower expense ratios than mutual funds. How do these options work, why are they less expensive and should plan sponsors consider them for their investment lineups? On the fixed income side, what role can stable value play in the investment menu?

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
Todd Kading, President and CoFounder, LeafHouse Financial
Lisa Joe, Director of Retirement Programs and Services, University System of Georgia (USG)
Matthew P. McLaughlin, Senior Vice President | Institutional Consulting Director, Graystone Consulting

Coffee Break
(visit the Exhibitor Booths)

Evaluating Service Providers

Plan sponsors can take stock and evaluate how much help they received as they went through, or continue to go through, a challenging period. Did your partners support your plans and participants, or were you anxious for more assistance and guidance? If so, maybe it’s time to look for a new provider or adviser partner. This panel will help you envision what that looks like.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
Phyllis Klein, Senior Director, Retirement Services, CAPTRUST Financial Advisors
Joshua P. Itzoe, Partner & Chief Strategy Officer, Greenspring Advisors
Casey Craig, Head of Large, Mega and Not-for-Profit Sales, Empower Retirement

Lunch Break
(visit the Exhibitor Booths)

Recalibrating Retirement Plans—Looking Back, Thinking Forward
Many Americans are unprepared for retirement. Massive debt and limited strategies to provide a paycheck in retirement have created more financial stress and less of a chance for many to achieve the retirement they deserve.

And then, 2020 hit. And with it, COVID-19, the most significant health crisis in recent times, impacting not only our health but the markets and the economy.

This event was not the first, nor will it be the last, making it more important than ever to ensure retirement plans are designed so that they can be counted on in both good times and bad.

Join us as we discuss how to recalibrate retirement plans, with a specific focus on income, to achieve the outcomes American workers deserve.

SPEAKERS
Michael Domingos, Head of Sales & Strategic Relationships, Prudential Retirement
Bruce G. Lanser, Senior Retirement Plan Consultant, UBS Retirement Plan Consulting Group
Brian Coleman, V.P. of Total Rewards, Dawn Foods
Marc Howell, Vice President, Custom Retirement Solutions, Prudential

sponsored by Prudential Retirement

The use of this official seal confirms that this Activity has met HR Certification Institute’s^® (HRCI^®) criteria for recertification credit pre-approval.

Coffee Break
(visit the Exhibitor Booths)

Creating Income Streams for Participants

Annuities have a place in defined contribution (DC) retirement plans, but they are not the only option for offering income to retired participants. Learn about evaluating different investment solutions and plan design options for helping DC plan participants create lifetime income, as well as advice and communications strategies.

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR

PANELISTS
John Doyle, SVP, Senior Retirement Strategist, Capital Group / American Funds
Joanne Jacobson, of Counsel, Ivins, Phillips & Barker, Chartered
Nick Nefouse, Managing Director, Co-Head of LifePath and Head of Investment Strategy, BlackRock’s Retirement Group

Opening Remarks and Considering Health Expenses in Retirement Planning

Current health care expenses can detract from financial wellness and savings for retirement. Future health care expenses can affect a retirees’ lifestyle. Learn how to address participants’ health and health expenses in communications about retirement security, and how health savings accounts (HSAs) can play a role in planning for retirement.
MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR
PANELISTS
William Applegate, Vice President, Industry Relations – Fidelity Health Solutions
Scott Thoma, Principal of Client Needs Research, Edward Jones
Eva Kalivas, Senior Vice President Retirement & Wealth Management, EPIC Retirement Services Consulting, LLC a division of HUB International Northeast Limited

Coffee Break
(visit the Exhibitor Booths)

Lessons to Improve Plan Committees and Governance

Having a retirement plan committee that reflects the diversity of your participant population can offer helpful insights. Learn what lessons plan sponsors can gain from plan and participant data, as well as from litigation and court decisions, to improve plan committee structure and plan governance.

MODERATOR
Judy Faust Hartnett, Managing Editor, PLANSPONSOR & PLANADVISER magazines

PANELISTS
Summer Conley, Partner, Faegre Drinker Biddle & Reath LLP
Gordon Tewell, Principal, Innovest Portfolio Solutions
Clifford Dunteman, Principal and Vice President Investment Consulting Services, Francis Investment Counsel LLC

Lunch Break
(visit the Exhibitor Booths)

Reframing Employee and Retirement Plan Participant Communication

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR

PANELISTS
Percy Lee, Associate Attorney, Ivins, Phillips & Barker
Megan Yost, Vice President and Engagement Strategist, Segal Benz

Coffee Break
(visit the Exhibitor Booths)

Retirement Plan Cybersecurity and Closing Remarks

New lawsuits and the new remote work environment have increased the need for retirement plan sponsors to have strong cybersecurity defenses. Learn what regulations about cybersecurity affect plan sponsors and providers, what plan sponsors’ fiduciary duties are with respect to evaluating provider processes and how to encourage participants to do their part in keeping data and accounts secure.

MODERATOR
Alison Cooke Mintzer, Executive Director, ISS Media

PANELISTS
Brett Shofner, President, Work Plan Retire
Bart McDonough, CEO and Founder, Agio