Greg Adams services institutional clients by providing counsel and guidance on portfolio design, asset allocation, manager selection, investment policy statements and performance monitoring. He is also a member of the Recordkeeper Oversight Committee. Adams joined Fiduciary Investment Advisors, LLC in 2017, which combined with Fiducient Advisors in 2020. Before joining the firm, Adams worked in both institutional and individual wealth management helping create positive retirement outcomes for plan sponsors and plan participants. He received his BA from the University of Connecticut and is a ChFC (Chartered Financial Consultant). He volunteers as a Board Member for MARCH, Inc. of Manchester, a Connecticut organization dedicated to enriching the lives of individuals with intellectual disabilities, and as a Board Member of the Connecticut Council on Problem Gambling.

Michelle Costo is a Senior Product Director for MetLife’s Health Savings & Spending Account business.  In this role, Michelle focuses on growth and strategic development of HSAs, FSAs, HRAs, COBRA and other consumer-directed benefits.  She provides sales support to MetLife Account Executives and develops strategic partnership opportunities.  Michelle brings client-focused solutions and enhancements to employers and advisors, leveraging MetLife’s extensive experience in group benefits. 

Michelle joined MetLife in 2020 and has over 20 years’ experience in the financial services industry.  She has a strong background in both the consumer-directed healthcare and 401(k) industries.  In her previous roles, Michelle focused on client experience, product roadmap development, development of market opportunities, communications and marketing, and client relationship management.

Michelle earned her Bachelor of Science degree in Finance from West Chester University in Pennsylvania.  She currently lives in New Jersey with her husband and two children. 

Carl is a Co-Founder & Chief Investment Officer of Lodestar Wealth.  He started his investment management career in 1998. His experience spans portfolio management, global asset allocation & equity analysis.
Carl is also Co-Founder of HealthyHive (Hiveaway, LLC), a financial technology company at the intersection of Health + Wealth.  HealthyHive provides digital education and consulting services to self-funded health plans and retirement plan fiduciaries.
He is passionate about data science and its important role in influencing the convergence of the healthcare & financial services industries.
Carl is a graduate of Bowdoin College (BA) and Babson College (MBA).

For more than 20 years, Chad Goerner worked with corporations, endowments and foundations to design and fulfill their investment policy goals, mitigate fiduciary risk and optimize plan design for retirement plan participants. Goerner oversees institutional client relationships for Princeton Financial Partners.
As a corporate retirement director with RBC Wealth Management, Goerner continually looks to innovate and develop new strategies for optimizing corporate retirement plans. He is a member of the RBC Retirement Advisory Council, which provides the firm with insight into new trends and contributes to the development of new services, helping to chart the direction for the firm in institutional consulting.
Goerner earned his Bachelor of Arts degree in international affairs from The George Washington University. He also holds the Certified Investment Management Analyst, Chartered Retirement Plans Specialist, Certified Health Savings Advisor and CERTIFIED FINANCIAL PLANNER designations.

Jamie Greenleaf has spent her entire professional career helping retirement programs and public funds. Jamie provides consulting services in all areas of plan management and oversight, including plan design, fees and services benchmarking, investment management selection and monitoring, fiduciary and regulatory compliance, investment policy design, and financial education to many Fortune 500 and publicly traded companies, nonprofit entities and public agencies.
She is an adjunct lecturer in the Plan Sponsor University certification program for UCLA’s Anderson School of Business-Executive Education. Greenleaf holds a BA in Business Administration from Delaware Valley College, is a Registered Financial Advisor and is Life insurance licensed.
29 years of experience
Accredited Investment Fiduciary®
UCLA Executive Education Instructor
Member of various industry advisory councils
FINRA Series 7, 24, and 63 held with Triad Advisors
Series 65 held with Resources
Sits on the Board of the Center for Board Certified Fiduciaries

Inci Kaya is a Strategic Advisor on Aite-Novarica Group’s Health Insurance practice and covers healthcare payments, health IT, evolving market trends, and vendor evaluations and their implications for industry stakeholders. Inci brings to Aite-Novarica Group 10 years of experience in advisory research, strategic market insights, and analysis working with financial services, IT service providers, and healthcare industry clients. Most recently, Inci served as the Lead in Strategic Market Insights at Computer Sciences Corporation (now DXC), where she provided forward-looking market and strategy guidance to multiple business units, addressing digital transformation, internet of things, enterprise service management, automation, analytics, mobility, hybrid and private cloud, and managed storage services.

Prior to that, Inci was a Research Analyst at Bloomberg BNA’s former subsidiary Kennedy Information, researching the healthcare payer, provider, government, life sciences, and biotech sectors. She began her career as a Quantitative Analyst at TowerGroup (now part of Gartner) covering key issues at the intersection of financial services and technology, such as consumer-facing technologies; governance, risk, and compliance; sustainable business practices; and automation. Inci is an accomplished speaker for knowledge calls, webinars, and conferences. Her knowledge calls, which provided web training on the cloud marketplace and trends, garnered large audiences from sales professionals, and she was ranked among the top 5% of speakers at a financial services annual conference based on participant survey responses.

Inci holds an MBA in International Economics and Finance from Brandeis University and enjoys international travel, cultures, languages, and cuisine. She speaks French, Turkish, and Japanese, and lives in Boston with her spouse and two children.

Christine Keller advises a wide range of clients on all aspects of health and welfare plan design, administration, and funding, including compliance with federal tax, ERISA, and other federal and state law requirements, plan and VEBA trust document drafting, participant disclosure, change in election issues, wellness program compliance, and claims and appeals. Her clients include employers, insurers, and service providers of all sizes. She draws on her prior IRS experience to provide practical advice about risks and to assist clients with obtaining informal guidance and rulings from the IRS and other federal agencies.

Philip Massey is Director of Client Services and Delivery in Willis Towers Watson’s Benefits Accounts business with specific responsibility for client strategy, service and delivery, debit card services and product strategy and support. He has more than 22 years of experience in benefits outsourcing, including 17-years in reimbursement accounts. 
Through a variety of roles, Massey has remained focused on helping employees realize the full value of their employer benefits, especially health savings accounts.  Beginning his career in defined benefit and health & welfare, he transitioned to tax-favored and specialty reimbursement account management where he was responsible for all aspects of client delivery, product strategy, performance and service metrics, vendor relationships and contracting, offshore management, implementations and daily operations. 
Massey graduated Summa Cum Laude from Rollins College in Winter Park, Florida, achieving a bachelor’s degree in Humanities.  He has also attained designation as a Certified Employee Benefits Specialist (CEBS) and is certified in flexible compensation through the Employers Council on Flexible Compensation (ECFC). Massey is also a regular host on Willis Towers Watson’s “Benefits, with Purpose!” podcast series.

Greg Puig joined Sentinel Benefits & Financial Group in 2011 and currently serves as Vice President, Benefit Consulting Services. His responsibilities include providing expert advice, developing solutions and executing strategies for current and future Health & Welfare clients. Puig oversees Sentinel Insurance Agency’s consulting team and is focused on helping organizations design, implement, communicate and administer their employee benefit offerings. He concentrates much of his time on helping companies navigate today’s difficult regulatory landscape and implement tax advantaged accounts to help mitigate health care expenses.

Scott Riordan joined Sentinel Benefits & Financial Group in 2008 and currently serves as Vice President of Health & Welfare Services.  His responsibilities include overseeing client experience, business development, and day-to-day operations for the team. Riordan also specializes in plan design and implementation of benefit plans and administrative services, including Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), and COBRA. In addition, he focuses on health and wellness planning for employers coupled with employee engagement strategies

Michaela F. Scott leads Borislow’s Employer Retirement Consulting Practice (BI-ERC), partnering with clients as their 401(k)/403(b) plan adviser.
She earned her Master of Science in Financial Services with a concentration in Retirement Planning from the American College of Financial Services where she serves in a leadership position on the Alumni Advisory Board. She is a Certified Financial Planner, Accredited Investment Fiduciary, Retirement Income Certified Professional, Charted Financial Consultant, Certified Health Savings Advisor and an Investment Advisor Representative with her Series 6, 63 and 7.
Scott holds an honors Bachelor of Arts in Politics from Saint Anselm College and is immediate past President of the St. A’s Alumni Association and current Advisory Council Co-Chair for the department of Business and Economics.

Heather Tredup is a Partner at Aon. As part of the Aon Human Capital Advisory team, she leads Aon’s retirement and financial wellbeing communication efforts, with a focus on helping organizations educate and engage their people.
Prior to joining the company, Tredup was a communications manager for several not for-profit organizations. She is based in Washington state.
Tredup has an M.S. in Integrated Marketing Communications from Roosevelt University, a B.A. in Journalism from Drake University and a B.A. in English from Drake University.