PLANSPONSOR April/May 2017

2017 Plan Sponsors of the Year

Honoring the winners of the nine categories of plans: six segments of corporate 401(k); 403(b); public DC; and TRO.

Whiplash

The tax treatment of retirement plans

Standing Out

What drives plan sponsors to seriously pursue educating participants about the importance of saving for retirement?

Plan Participants’ Common Questions

Art by Wren McDonald From time to time, retirement plan sponsors tell us that they repeatedly get asked the same common questions by plan participants—such as “How does the...

Compliance Update

Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know

Retirement Account Taxation Is On the Table

Art by Jackie Ferrentino Will Hansen, senior vice president of retirement policy for the ERISA [Employee Retirement Income Security Act] Industry Committee, is among the list of policy-watchers who...

Bipartisan Support for Lifetime Income Disclosures

U.S. Senators Johnny Isakson, R-Georgia, and Chris Murphy, D-Connecticut, have introduced a bill they call the Lifetime Income Disclosure Act, which would require 401(k) plan sponsors “to inform participating...

Roth Often Delivers Greater Ending Wealth

A report from NerdWallet argues that, for most savers, at largely all income levels, utilizing a Roth individual retirement account (IRA) can generate significantly more retirement wealth compared with...

How to Encourage HSA Use

Increasingly, employers and retirement plan providers are touting health savings accounts (HSAs) as a way to plan for health care costs in retirement, but why are employees not using...

Boomers Retirement Outlook

Thirty-eight percent of middle-income Baby Boomers—those with a household income between $30,000 and $100,000 and less than $1 million in investable assets—expect Social Security to be their primary source...

Real Estate As Retirement Asset

Median Home Equity and Financial Wealth Of Households Ages 65 – 69 in 2012, By Wealth QuintileMany workers enter retirement primarily holding two very different types of savings–financial assets...

Retiring Later Not a Reliable Retirement Strategy

Luke Vandermillen, vice president of retirement and income solutions at Principal Financial Group, says, “I think any time we talk about retirement, everyone makes the assumption it’s their own...

Pillars of Strength

Introducing the 2017 individual and team customer service representatives called out for providing exemplary support to plan sponsors

Performance Review

Monitoring—and enriching—your plan committee members