Mutual of Omaha said the company’s CDHP is a
high-deductible medical plan coupled with an
employer-funded reimbursement account for each employee.
The plan features three main components: the health
reimbursement account, group health coverage (medical and
prescription drug plans) and support tools such as online
access to medical claims status, HRAaccount balances, and
prescription drug information.
The prescription drug benefit portion features a separate smaller deductible and coinsurance to better support consumers with chronic conditions, while still engaging them in the cost of their prescriptions, Mutual of Omaha said. Other plan options include nurse support services, debit card payment, and an employee assistance program.
Mutual of Omaha clients now include more than 5,900 employers with 4 million employees, spouses and dependents.