Data and Research

When workers are continuously engaged in a financial wellness program, they increase their retirement contribution rates by 38%, and the average age at which workers could retire and...

MassMutual urges pre-retirees to calculate their projected income and expenses in retirement because although retirement plan balances are healthier than they were five years ago, they may not...

Wells Fargo uncovered four specific participant characteristics that correlate with a significantly better financial life.

The new guidelines offer a practical framework to help global and regional employers better understand how much money different workers need to save for a stable retirement.  

Looking at the various sources of households' estimated retirement income, the Center for Retirement Research at Boston College found that even the one it felt was most reliable...

Many workers earning between $35,000 and $100,000 voice confidence about near-term financial goals, but this seems to be coming at the expense of long-term aspirations.

They want to find other ways to use RMD payments.

However, Morningstar found fees remain elevated and transparency remains poor.

Findings reported in a new white paper suggest that government-subsidized loans would not be an effective mechanism for preventing multiemployer pension plan insolvencies.

GoBankingRates finds that needing to pay off credit card and other debt is a major roadblock to retirement saving.

Workers younger than 35 are realizing they need to start saving now, according to Ascensus; however, only 30% are on track to meet their retirement savings goals.

Twenty-two percent do not know how their assets are invested, Legg Mason found in a survey.

An analysis of participants who remained active in the same 401(k) plans from year-end 2010 through year-end 2016 shows their accounts balances more than doubled in that period.

In addition, to help employees reduce their debt stress and maximize their retirement plan savings, more employers are developing financial wellbeing initiatives, Arthur J. Gallagher & Co. found.

The average 401(k) balance reached an all-time high of $106,500 in the third quarter, and the average 403(b) balance is nearly double what it was a decade ago,...

EBRI decided to look closer at the way a number of states have launched their own automatic retirement savings initiatives.

Fifty-two percent of pre-retirees surveyed by the Nationwide Retirement Institute wish they better understood how their income in retirement will be taxed.

In addition, 55% of responding companies contributed to their ESOPs an amount equivalent to 11% or more of participants’ pay—far surpassing the typical 401(k) match.

Instead, pre-retirees are looking to add savings from 401(k) funds, IRAs, and even annuities. 

Ninety-four percent said they would keep all or at least some of their money in a target-date fund that guaranteed an income stream for life, an AllianceBernstein survey...