Data and Research
Financial Wellness Programs Should Build Employee Confidence
An effective financial wellness program is not just about financial literacy; it’s about building the employee’s confidence in tackling financial tasks, suggests a study by Mercer.
Taxpayers Not Burdened by Public Pensions
According to a study by NCPERS, public pensions are generally cost-effective and pump trillions of dollars into local economies.
Older Workers More Likely to Decrease Retirement Savings
Offering Benefits a Matter of Economics for Small Businesses
Americans Worry Inflation Will Derail Their Retirement
More Retirement Plan Sponsors Turning to Cash Balance Plans
Small business continues driving cash balance growth, with 92% of cash balance plans in place at firms with fewer than 100 employees, research from Kravitz finds.
Sponsors Must Actively Manage the Aging Workforce
“People are living longer than at any other time in history,” observes Catherine Collinson of Transamerica. “It’s hardly surprising that many workers envision working past age 65 and...
Many Middle-Income Boomers Lost Hope After Financial Crisis
Record Balances May Skew DC Accounts Towards Equity
Fidelity found that fully 40% of those who managed their own account had a stock allocation in their 401(k) that was higher than recommended, up from 38% in...
Sound Education Needed to Increase Retirement Savings Contributions
A study finds that Americans now need to save more for a comfortable retirement than in the past, and sound education, as well as plan design, can drive...
Financial Shocks Hurt Americans' Retirement Savings
Report Offers Examples of What Works Well for Public Pension Communications
Most pension plans have diverse communication programs that utilize traditional reports and social media.
Millennials Lack Confidence in Social Security’s Future
Despite their pessimism, Social Security remains a portion of Millennial’s plans for living in retirement.