Data and Research

With concerns about retirement readiness growing, sponsors are turning to automatic features, increasing their contributions, streamlining their investment menus and improving fee transparency.

ICI recordkeeper data shows that in the first nine months of 2017, the amount of participants contributing or taking a withdrawal held steady, while the number of outstanding...

The latest book was expanded to include 401(k) fee information on plans with large participant account balances.

However, changes in the retirement landscape suggest that future retirees will face much more difficulty.

The research also found that retirees and pre-retirees who have a formal retirement plan are three times as likely to feel they are very prepared for retirement.

Nearly half of respondents to a LendEDU survey said they believe they will be able to retire sooner as a result of greater take-home pay due to tax...

The NIRS studied the case of Palm Beach, Florida, which it says offers “an important cautionary tale on the detrimental impacts of switching public employees from DB pensions...

Workers who are participating or have participated in an employer-sponsored retirement plan are more likely to have calculated retirement income needs and to have used more sophisticated tools...

Only half of couples of all ages discuss these important topics

In 2016, 40.2% of plan sponsors surveyed by the PSCA used a default rate for auto enrollment greater than 6%.

Of this group, 25% said they will increase their company match to the 401(k) plan. 

Based on a partial year of data for 2016, 1.3% of all employers withdrew, affecting 19% of plans that covered 67% of all participants, the Society of Actuaries...

When computing defined benefit (DB) plan liabilities for 2015 using unsmoothed corporate bond rates to discount liabilities, roughly 84% of plans had unfunded liabilities, versus 11% for plans...

Many participants do not know about the credit, the Transamerica Center for Retirement Studies found.

However, 45% said they do not know how to select a retirement income product, according to a survey by fixed income annuity provider Annexus.

The number of 401(k) savers with at least $1 million in their 401(k) increased to 150,000 at the end of 2017, up from 93,000 a year ago.

A Prudential study finds 51% of retirees retired earlier than planned; with half retiring five years or more early.

Nearly six in ten believe saving for retirement is a basic necessity, like food or housing, a survey from Allianz Life found.

The majority of Gen Xers surveyed by T. Rowe Price reported they receive advice through their employer.

Willis Towers Watson’s Thinking Ahead Institute’s 2018 Global Pension Assets Study also found the U.S. retirement market has a greater propensity towards home bias in investing than other...