Data and Research

A research report from TD Ameritrade indicates that a commitment to a regular long-term savings plan is well worth the effort. 

Companies that do not offer a one say they do not see the value in it, fees are too expensive, and they do not know how to manage...

The median 401(k) plan account balance for consistent participants was more than three times the median balance of all participant accounts in the EBRI/ICI database.

A study by State Street shows that a commitment to improved governance standards can have wider benefits for pension plans.

Thirty-six percent of respondents to a survey said they started planning at a significant birthday.

Research found individuals would forego up to 5.7% of total lifetime consumption to fully insure the risk of retirement date uncertainty.

However, they are waiting on safe harbor guidance from the DOL before offering annuities in plans.

Nearly four in 10 survey respondents planning to work past retirement age say it’s because they like to work.

An analysis of retirement plan contribution rates found that employees that improve their financial wellness score from 4 to 6, on a 10-point scale, could potentially improve their...

Less than four in ten Gen X DC plan participants surveyed believe they will have enough for a comfortable retirement.

People “unsure” about their retirement prospects are much more likely than those “on track” to have calculated how much to save, according to a BlackRock survey.

According to research published in The Financial Analysts Journal, most retirement calculators cheat investors out of at least six years of retirement income by using inefficient drawdown strategies.

A study conducted by Sibson Consulting reports the most recent retirement plan trends in public and private higher education institutions.

Asian Americans are focused on saving for retirement, but that competes with a focus on taking care of extended family.

Institutional asset owners are increasingly skeptical of revenue sharing and are relentlessly pursuing lower fees within defined contribution plan investment menus. 

However, a study finds those who started saving for retirement early and have consistently saved are more confident in their financial future.

Sponsors need to provide apps and tools for both generations.

By comparison, ICI data shows that plans of all sizes pay an average of 1.29% in fees.

People also worry that Social Security will be pulled out from under them.

But even 36% of the highest socioeconomic status households have a retirement gap.