Employers sponsoring 401(k) plans use a range of employer match formulas and offer a variety of investment choices with lower fees.
Data and Research
A typical DB plan provides equivalent retirement benefits at about half the cost of a DC plan, the NIRS says.
Providing a matching contribution and access to an adviser were ranked by plan sponsors as the most important actions to encourage employees to save.
Many retirement savers are focused on income guarantees and establishing a level of protection against market volatility, according to the Allianz Life 2014 Market Perceptions Study.
Women’s path to a financially secure retirement is filled with many obstacles, a global survey shows.
While 64% of Millennials say they have a financial plan, most believe they are only saving half of what they should be, according to a Nationwide Retirement Institute...
More than three-fourths of retirement plan sponsors surveyed give their plans a grade of A or B, but only 61% give their employees’ saving habits similar grades.
Fiduciaries often cite asset leakage as a major challenge in running a 401(k) plan, but one provider says there may be a straightforward solution to slowing loan-related leakage.
Longevity annuities could help many individuals use their retirement assets most effectively to achieve financial security, according to a new paper.
Eighty-three percent of middle-income Baby Boomers have not had any type of formal training or education about topics related to retirement financial security, a survey finds.
Professionally managed assets of U.S. investors reached $36.8 trillion in 2013, according to a new analysis from investment analytics firm Cerulli Associates.