Data and Research

Nearly two-thirds (65.4%) of employees reported difficulty in paying student loan debt, a survey found.

A GAO study found many older Americans are having Social Security payments reduced in order to pay off student loans.

For many Americans, needing help with the management of finances at some point during retirement is not a matter of if, but when, according to Fidelity Investments.

Simple matching formulas are the most common type of employer contribution—found in 45% of 401(k) plans in the BrightScope database.

A report from the Urban Institute shows Hispanics face steeper retirement income challenges than other ethnic groups.

And when they are offered a plan, 87.6% of participants participate.

Still many express common fears about retirement.

Among those thinking about the long term, 64% want to save more for retirement in an individual retirement account (IRA) or 401(k) plan.

Major anxiety over lack of savings, and other financial obligations may take precedent over retirement savings, a survey suggests.

 

A report from the Bureau of Labor Statistics also finds the overall employer cost for providing DC benefits was $0.70 per employee hour worked in private industry.

Some say they are attempting to deflect health care costs in retirement by taking negative steps including spending less on groceries, delaying seeking treatment for illnesses and skipping...

In addition, two-thirds (66%) are not confident in selecting investment options.

A study finds women face higher health care costs in retirement than men, with fewer resources.

However, a survey finds they are managing bills and debt.

While a majority of plan sponsors are hedging interest rate exposure using LDI strategies, many are also turning to lump-sum distributions to reduce the absolute size of pension...

In addition, more savers are leveraging HSAs as a tool to increase overall retirement savings, an analysis suggests.

Though retirement is Americans' No. 1 priority, a survey found 66% think investing is complex and confusing.

Changes made to the CPS in response to reports of inaccuracies in gaging income led to miscalculations in reporting the amount of employees engaged in employer-sponsored retirement plans,...

The GAO suggests regulators re-evaluate eligibility age requirements, vesting policies and whether to allow plan sponsors to require employment on the last day of the year to receive...

A survey found two-thirds of those who save consistently think they are saving enough to provide themselves a comfortable retirement.