Eight percent intend to make less risky investments in the new year, while 41% will pay down their debt level and 22% intend to ditch one of their credit cards.
Forty-two percent of Americans feel less secure now than a year ago while 36% feel just as secure and 19% say they now feel more secure.
Meanwhile, according to Harris, 13% rate the job market in their region of the country as good while 63% rate it as bad and one-quarter (24%) say it is neither good nor bad. Looking ahead, one-quarter of U.S. adults say they expect the job market to be better over the next six months, 22% say it will be worse and 54% believe it will remain the same.
The poll covered 2,331 adults who were surveyed online between December 6 and 13, 2010.