Some Employers Still Cautious to Adopt CDHPs

July 6, 2011 ( - Although organizations are concerned about costs when deciding which health benefits to offer employees, less than half (42%) offer Consumer-Directed Health Plans (CDHPs), according to a poll by the Society for Human Resource Management.

The poll, sponsored by Aetna, showed that more than half (58%) of respondents are not comfortable with their knowledge of CDHPs.   

Seventy-seven percent of HR professionals reported they find it challenging to engage employees in getting the best value from their plan and to encourage them to focus on their health and wellness. However, most of the HR professionals (77%) whose companies offer a CDHP say it has helped engage employees in their health and wellness, according to a press release.   

SHRM said one reason companies may not be offering CDHPs is the desire to maintain status quo regarding employees’ health benefit options. Almost half (49%) of HR professionals say their organization does not offer a CDHP because most employees are satisfied with their current health care benefits plan.   

A majority of respondents (77%) report that their organizations have cut health care costs by shifting them to employees in the form of higher monthly premiums or out-of-pocket costs. More than a third (35%) have reduced the scope or amount of overall benefits offerings.   

Almost all HR professionals (94%) said employees consider health benefits an important part of their overall compensation and benefits package.  

More about the survey is here.