Most New DC Participants Use TDF or Balanced Fund
A new analysis shows a strong majority of new 401(k) account owners invest in target-date funds or other balanced portfolios.
Tag: 401(k)
Participants Acknowledge Investing Ignorance
Most employees participate when offered access to a defined contribution retirement plan, but a strong majority also cite worries and...
Solicitor General Argues for Reversal of Tibble Decision
The U.S. Solicitor General filed a second brief with the United States Supreme Court supporting the plaintiffs in a closely...
TDFs Expected to Capture 90% of 401(k) Contributions
Target-date funds are expected to capture almost 90% of 401(k) contributions by 2019.
401(k) Participants Trade Less as Markets Stabilize
With markets less volatile than in October, 401(k) participants slowed transfer activity in November.
Most 401(k) Plan Sponsors Actively Engage in Plan Design
Employers sponsoring 401(k) plans use a range of employer match formulas and offer a variety of investment choices with lower...
With No Presumption of Prudence, RadioShack Faces New Lawsuit
A lawsuit has been filed that some say is the first to cite the Supreme Court case about whether retirement...
Is Census Data Shorting Total Retirement Wealth?
Commentators are questioning the accuracy of Census Bureau data that examines how well off Americans are in retirement.
401(k) Nondiscrimination Tests Explained
With acronyms like ADP, ACP, NHCEs, and HCEs, the technicality of 401(k) plan nondiscrimination testing may seem overwhelming.
Judge Orders Fee Case Evidence Be Given to DOL
A federal district court has approved the Department of Labor’s motion to intervene in a 401(k) excessive fee case.
Millennials Are More Engaged, But Not Saving Enough
While 64% of Millennials say they have a financial plan, most believe they are only saving half of what they...
Emerging and Growing Trends in DC Plans
A survey from Towers Watson reveals some emerging and growing trends in defined contribution plan design, investments, fees and communications.
October Brought Heavy Trading in 401(k)s
October saw seven days of “moderate” or “high” trading activity within workplace 401(k) accounts—the most days of elevated trading volume...
A Plan Sponsor Makes Plan Participation Easy
Microsoft had a desire to help participants optimize benefits usage and their retirement readiness.
Employee Stock Purchase Plans Can Reduce 401(k) Loans
Fiduciaries often cite asset leakage as a major challenge in running a 401(k) plan, but one provider says there may...
Guidance Issued for Including Annuities in TDFs
October 24, 2014 (PLANSPONSOR.com) – The Department of the Treasury and the Internal Revenue Service have issued guidance designed to...
Benefits |
A Good Score for Retirement and Health Savings
October 23, 2014 (PLANSPONSOR.com) – Saving for retirement and health care expenses was a priority for employees of all ages...
DC Participants Get Jumpy on Equity Holdings
October 20, 2014 (PLANSPONSOR.com) – After an especially quiet nine-month start for 2014, the first half of October saw a...
Benefits |
Transamerica Makes Recommendations for Improving 401(k)s
October 20, 2014 (PLANSPONSOR.com) – A study by Transamerica reveals positive news for retirement savings in America, but there’s still...
No Strong Participant Reaction to Market Swings
October 15, 2014 (PLANSPONSOR.com) – While all of the major asset classes suffered losses during the month of September, Aon...