Participants | July 26th, 2022 Plan Progress Webinar: Elements to Help Participants Prepare for Retirement Auto-escalation can help participants save sufficiently to create a reliable stream of income in retirement.
Data and Research | April 8th, 2021 Vanguard Report Underscores the Power of Automatic Enrollment Over time, 90% of participants who are automatically enrolled in their retirement plan increase their deferral rates, either through automatic...
Administration | September 6th, 2019 Help for Employees Falling Behind on Retirement Savings Educating employees about the power of time on their savings, encouraging them to log into their retirement plan accounts and...
Administration | August 28th, 2019 Plan Sponsors Making Plan Changes to Help Employees Save More They are turning to plan advisers for help with making plan design and investment changes.
Administration | July 10th, 2019 Sponsors of Fully Automated Retirement Plans Feel They Are Reaching Goals Seventy percent think their approach will help employees retire at their targeted retirement age, compared to only 43% of plan...
Data and Research | March 6th, 2019 Physical Workers’ Retirement Confidence Not Necessarily Realistic A report from Aegon discusses retirement planning habits of workers in physically demanding jobs and how plan sponsors can help...
Administration | March 6th, 2019 How to Mitigate Participants’ Savings Biases Experts discuss how plan sponsors can get participants out of retirement savings "ruts" and get them to engage more with...
Compliance | December 20th, 2018 Senators Cardin and Portman Offer Another Broad Retirement Reform Bill Among some 50 other provisions aimed at improving retirement readiness in the U.S., the bill substantially increases the tax credit...
Administration | December 13th, 2018 Participant Behaviors Can Inform Better Plan Design J.P. Morgan makes recommendations for plan design and TDFs based on savings and withdrawal behaviors it analyzed.
Administration | December 6th, 2018 Janus Henderson Outlines Next-Generation Automatic Plan Features Now that automatic and default features have gained widespread acceptance in DC retirement plans, it may be time to consider...
Administration | November 30th, 2018 Strategies for DC Plans to Mitigate Risks in 2019 Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
Administration | November 19th, 2018 Some Plan Design Choices Could Undermine Participant Outcomes Setting defaults too low, choosing the wrong default investment and offering company stock as an investment option could result in...
Administration | October 29th, 2018 Retirement Plan Design Options Can Help With Individual’s Savings Concerns The Standard recommends automatic plan features as well as managed accounts.
Data and Research | October 11th, 2018 Many Worry More About Retirement Savings Than Monthly Expenses Only 33% of Americans are comfortable with their retirement readiness level.
Data and Research | September 28th, 2018 403(b)s Show Improvement in Use of Considered Best Practices More are using automatic plan features, fiduciary advisers and investment policy statements, PSCA finds.
Data and Research | September 21st, 2018 Auto-Portability, Universal Coverage Would Reduce Retirement Shortfall EBRI says that if the Automatic Retirement Plan Act of 2017 was combined with auto-portability, the retirement savings shortfall of...
Data and Research | August 13th, 2018 Plan Sponsors Changing Plan Designs, Investments to Improve Participant Retirement Outcomes Preparing participants financially to be able to retire beat out reducing plan costs as plan sponsors' top concern in this...
Data and Research | July 12th, 2018 Simpler Retirement Plan Communications Make No Difference in Employee Decisions In conclusion, IZA says, “the data do not support the idea that presenting optional 401(k) plan information in a simpler,...
Data and Research | July 11th, 2018 Millennials Benefiting from PPA They are on track to replace 75% of their income, compared to 64% for Americans overall.
Data and Research | April 26th, 2018 Increased Savings Rates and Auto Escalation Can Boost Retirement Income Those who are contributing less than 3% to a retirement plan are on track to replace 59% of their income...